307 E 3rd St, Hardinsburg, KY 40143 Property Records

Breckinridge County property record for 307 E 3rd St, Hardinsburg, KY 40143

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,088 sqft
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Apr 2022)
Tax Bill	$519 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`HB 1-20-19`

Property Details

APN / Parcel Number

Primary APN	`HB 1-20-19`
Alternative APNs	`30806` `33936` `7484`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,088 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Mixed
Garage Area	900 sqft
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	7484
Street Address	307 E 3RD ST
City	HARDINSBURG
State	KY
Zip	40143-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT & HOUSE
Legal Subdivision	ORIGINAL PLAT OF THE TOWN OF HARDINSBURG
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	HARDINSBURG
Census Block Group	3
Census Block	3006
Census Tract	960200

Owner

Source: Breckinridge County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 E 3RD ST, HARDINSBURG, KY 40143-2620
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit CECILIAN BANK
Feb 3, 2025	Intrafamily Transfer, Transfer
Sep 21, 2019	Cash Sale Deed, Transfer
Sep 21, 2019	Cash Sale Deed, Transfer
Mar 6, 2017	Deed, Transfer · Seller Carry-Back CLARENCE ESTELL STINNETT ETAL
Mar 6, 2017	Deed, Transfer · Seller Carry-Back CLARENCE ESTELL STINNETT ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Apr 11, 2022 · Amount on Record
Deed Document Number	2022907315
Deed Book / Page	447 / 210
Prior Transfer Date	Apr 8, 2022
Prior Transfer Doc	0000907314
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Recording Date	Sep 23, 2026
Property Address	307 E 3RD ST, HARDINSBURG, KY 40143-2621
Document Number	0000960251
Book / Page	607 / 361
Instrument Date	Sep 23, 2026
Instrument	2026960251
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E 3RD ST, HARDINSBURG, KY 40143-2620

Mortgage

Document Number	0000960251,
Date	Sep 23, 2026
Book Page	607/361
Instrument	2026960251

Lender

Name	CECILIAN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 25, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRECKINRIDGE KY
Recording Date	Feb 3, 2025
Property Address	307 E 3RD ST, HARDINSBURG, KY 40143-2621
Document Number	00D471/683
Book / Page	D471 / 683
Instrument Date	Feb 3, 2025
Instrument	2020936159
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 E 3RD ST, HARDINSBURG, KY 40143-2620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E 3RD ST, HARDINSBURG, KY 40143-2620
Investor	Possibly a Property Investor

September 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Sep 21, 2019
Property Address	307 E 3RD ST, HARDINSBURG, KY 40143-2621
Document Number	422/164
Book / Page	422 / 164
Map Reference	MB A PG 28
Instrument Date	Sep 20, 2019
Instrument	2019005305
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 E 3RD ST, 307, HARDINSBURG, KY 40143-2621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 93, HARDINSBURG, KY 40143-0093

September 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Sep 21, 2019
Property Address	307 E 3RD ST, HARDINSBURG, KY 40143-2621
Document Number	000422/164
Book / Page	422 / 164
Map Reference	MB A PG 28
Instrument Date	Sep 20, 2019
Instrument	2019005305
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 E 3RD ST, HARDINSBURG, KY 40143-2621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 93, HARDINSBURG, KY 40143-0093

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Mar 6, 2017
Property Address	307 E 3RD ST, HARDINSBURG, KY 40143-2621
Document Number	401/374
Book / Page	401 / 374
Map Reference	DB A PG 28
Instrument Date	Mar 3, 2017
Instrument	2017001602
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 93, HARDINSBURG, KY 40143-0093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E 3RD ST, HARDINSBURG, KY 40143-2621

Mortgage

Document Number	2017001603
Date	Mar 6, 2017
Instrument	2017001603

Lender

Name	CLARENCE ESTELL STINNETT ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	151 Months
Due	Oct 1, 2029

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Mar 6, 2017
Property Address	307 E 3RD ST, HARDINSBURG, KY 40143-2621
Document Number	000401/374
Book / Page	401 / 374
Map Reference	DB A PG 28
Instrument Date	Mar 3, 2017
Instrument	2017001602
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 93, HARDINSBURG, KY 40143-0093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E 3RD ST, HARDINSBURG, KY 40143-2621

Mortgage

Document Number	2017001603
Date	Mar 6, 2017
Instrument	2017001603

Lender

Name	CLARENCE ESTELL STINNETT ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	151 Months
Due	Oct 1, 2029

Tax Assessment & Valuation

Source: Breckinridge County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Municipality	Hardinsburg City
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$519.00 (+24.76%)	$55,000 (+22.22%) Land $10,000 Building $45,000	$55,000 (+22.22%) Land $10,000 Building $45,000
2023	$416.00 (-0.72%)	$45,000 (-) Land $10,000 Building $35,000	$45,000 (-) Land $10,000 Building $35,000
2022	$419.00	$45,000 Land $10,000 Building $35,000	$45,000 Land $10,000 Building $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDINSBURG RO WTP serves 18,437 people · EPA ID KY0140966
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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