307 E 2nd St, Spencerville, OH 45887 Property Records

Allen County property record for 307 E 2nd St, Spencerville, OH 45887 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,326 sqft · built 1920
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$78,000 (May 2022)
Tax Bill$933 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN44-1210-03-004.000

Property Details

APN / Parcel Number

Primary APN44-1210-03-004.000
Alternative APN
  • E1944121003004000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,326 sqft Living Area
Gross Area2,488 sqft
1st Floor Area1,138 sqft
AtticAttic
Attic Area188 sqft
Basement Area1,138 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Porch Area24 sqft
Deck Area42 sqft
Patio Area276 sqft
Canopy26 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address307 E 2ND ST
CitySPENCERVILLE
StateOH
Zip45887-1348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGAYERS SUBDIVISION LOT 461 FF 66.00
Legal SubdivisionGAYERS SUBDIVISION
Legal Lot Number461
JurisdictionALLEN OH
Township / Civil DivisionSPENCER
Census Block Group4
Census Block4038
Census Tract10600

Owner

Source: Allen County records · APN 44-1210-03-004.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address307 E 2ND ST, SPENCERVILLE, OH 45887-1348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 25, 2022 · Amount on Record
Deed SaleMay 25, 2022 · Amount on Record
Prior SaleJan 19, 1999 · Amount on Record
Deed Document Number20226273
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN OH
Recording DateMay 25, 2022
Property Address307 E 2ND ST, SPENCERVILLE, OH 45887-1348
Document Number5250006273
Book / Page2022 / 6273
Map ReferenceMB 4 PG 42
Instrument DateMay 24, 2022
Instrument202205250006273
Transaction TypeTransfer
Record UpdatedJun 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 E 2ND ST, SPENCERVILLE, OH 45887-1348

Mortgage

Document Number5250006274
DateMay 25, 2022
Instrument202205250006274
Lender
NameTOPMARK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionSpencer Township
MunicipalitySpencerville Village
Unified School DistrictSpencerville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$933.00 (-0.21%)$27,620 (-) Land $5,950 Building $21,670$78,900 (-) Land $17,000 Building $61,900
2024$935.00 (+14.02%)$27,620 (+22.1%) Land $5,950 Building $21,670$78,900 (+22.14%) Land $17,000 Building $61,900
2023$820.00 (-0.24%)$22,620 (-) Land $4,870 Building $17,750
2022$822.00$22,620 Land $4,870 Building $17,750
2021$64,600 Land $13,900 Building $50,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030106004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 441 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Benton Ridge Telephone CompanyFixed Wireless (unlicensed)400 / 40
VerizonFixed Wireless300 / 20

May also be available at this address: Benton Ridge Telephone Company, Defiance Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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