307 E 29th St, Sterling, IL 61081 Property Records

Whiteside County property record for 307 E 29th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$146,500 (Mar 2020)
Tax Bill	$4,483 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1116226001`

Property Details

APN / Parcel Number

Primary APN	`1116226001`
Alternative APN	`104565`

Exterior

Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	180 ft deep x 100 ft wide

Location & Zoning

Account Number	104565
Street Address	307 E 29TH ST
City	STERLING
State	IL
Zip	61081-7888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW PT N 1/2 NE NE SEC 16 TWP 21 RNG 7 25000X
Legal Range	07E
Legal Township	21N
Legal Section	16
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1000
Census Tract	1101

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 E 29TH ST, STERLING, IL 61081-7888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Grant Deed, Transfer · Conventional Mortgage STERLING BK
Jun 12, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Mar 21, 2016
Deed Document Number	20201561
Record Updated	Sep 20, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 23, 2020
Property Address	307 E 29TH ST, STERLING, IL 61081-7888
Document Number	0000001561
Instrument Date	Mar 20, 2020
Instrument	1561
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 E 29TH ST STERLING IL 610817888, STERLING, IL 61081-7888

Mortgage

Document Number	1562
Date	Mar 23, 2020
Instrument	1562

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 12, 2017
Property Address	307 E 29TH ST, STERLING, IL 61081-7888
Document Number	0000003303
Instrument Date	Jun 9, 2017
Instrument	3303
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	SAUK VALLEY TITLE, SAUK VLY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E 29TH ST STERLING IL 610817888, STERLING, IL 61081-7888

Mortgage

Document Number	3304
Date	Jun 12, 2017
Instrument	3304

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,483.00	$64,641 Land $1,106 Building $63,535
2024			$193,923 Land $3,318 Building $190,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, Surf Internet.

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