307 E 12th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 307 E 12th St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$3,253 (2025)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1134107012`

Property Details

APN / Parcel Number

Primary APN	`1134107012`
Alternative APN	`105343`

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	109 ft deep x 67 ft wide

Location & Zoning

Account Number	105343
Street Address	307 E 12TH ST
City	ROCK FALLS
State	IL
Zip	61071-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMES A. PATTERSONS S 67 OF E 109 BLK 6 173700X
Legal Block	6
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2060
Census Tract	1500

Owner

Source: Whiteside County assessment roll, APN 1134107012, as of May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	307 E 12TH ST, ROCK FALLS, IL 61071-3041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	307 E 12TH ST, ROCK FALLS, IL 61071-3041
Document Number	0000002474
Instrument Date	May 01, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 E 12TH ST ROCK FALLS IL 610713041, ROCK FALLS, IL 61071-3041

Mortgage

Document Number	0000002474
Date	May 06, 2020
Instrument	2474

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	ROCK FALLS, IL 61071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 05, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whiteside County assessment roll as of May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,253.00	$40,620 Land $4,080 Building $36,540
2024			$121,860 Land $12,240 Building $109,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), as of September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950015002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 435 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Air Wireless Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: JAB Wireless, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1950450, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROCK FALLS serves 8,620 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.