307 Depot St, Panama, IL 62077 Property Records

Bond County property record for 307 Depot St, Panama, IL 62077

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1900
Lot Size	0.712 acres (31,048 sqft)
Owner	2 Individual Names on File
Tax Bill	$206 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2021 Mortgage
APN	`09-21-27-102-090`

Property Details

APN / Parcel Number

Primary APN	`09-21-27-102-090`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	31,048 sqft (0.712 acres)
Lot Depth	125 ft Depth
View / Lot	Lake/Pond
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	307 DEPOT ST
City	PANAMA
State	IL
Zip	62077-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 80 THRU 84 PANAMA
Legal Subdivision	PANAMA
Legal Lot Number	80-84
Jurisdiction	BOND IL
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1006
Census Tract	951400

Owner

307 Depot St is owned and occupied by two individuals who acquired it in March 2011.

Source: Bond County records, as of January 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	307 DEPOT ST, PANAMA, IL 62077-1002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF HILLSBORO
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF HILLSBORO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 10, 2011
Transfer Doc	932/3
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOND IL
Property Address	307 DEPOT ST, PANAMA, IL 62077-1002
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	CERTIFIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173682
Date	Jul 20, 2022
Instrument	173682

Lender

Name	BANK OF HILLSBORO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOND IL
Property Address	307 DEPOT ST, PANAMA, IL 62077-1002
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	CERTIFIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170885
Date	Jul 20, 2021
Instrument	170885

Lender

Name	BANK OF HILLSBORO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 14, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bond County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bond County
County Subdivision	Shoal Creek Township
Municipality	Panama Village
Unified School District	Hillsboro Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$206.00 Homeowner's exemption Senior Citizen's exemption	$17,013 Land $728 Building $16,285	$51,039 Land $2,184 Building $48,855
2022	$220.00 Homeowner's exemption Senior Citizen's exemption	$16,082 Land $688 Building $15,394	$48,294 Land $2,066 Building $46,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 307 Depot St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Depot St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA serves 343 people · EPA ID IL0054720
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: Verizon.

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