307 Commercial St, Mingo Junction, OH 43938 Property Records

Jefferson County property record for 307 Commercial St, Mingo Junction, OH 43938

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1920
Lot Size	0.075 acres (3,275 sqft)
Owner	Individual Name on Record
Last Sale	$56,000 (Nov 2020)
Tax Bill	$480 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-00049-000`

Property Details

APN / Parcel Number

Primary APN	`40-00049-000`
Alternative APN	`00049`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Other
Lot Area	3,275 sqft (0.075 acres)
Lot Dimensions	131 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	307 COMMERCIAL ST
City	MINGO JUNCTION
State	OH
Zip	43938-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 ORIGINAL 25X131 MAP-40-0100-186A0
Legal Subdivision	ORIGINAL PLAT OF MINGO JUNCTION
Jurisdiction	JEFFERSON OH
Township / Civil Division	STEUBENVILLE
Census Block Group	2
Census Block	2002
Census Tract	11800

Owner

Source: Jefferson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 COMMERCIAL ST, MINGO JUNCTION, OH 43938-1250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST OHIO HOME FINANCE INC
Sep 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK COUNTY SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	2020360394
Deed Book / Page	1446 / 58
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	Nov 4, 2020
Property Address	307 COMMERCIAL ST, MINGO JUNCTION, OH 43938-1230
Document Number	0001446/58
Book / Page	1446 / 58
Map Reference	MB 2 PG 16
Instrument Date	Oct 14, 2020
Instrument	360394
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 COUNTY LINE RD W STE 200, 200, WESTERVILLE, OH 43082-6062

Mortgage

Document Number	0000360395
Date	Nov 4, 2020
Instrument	360395

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	307 COMMERCIAL ST, MINGO JUNCTION, OH 43938-1230
Transaction Type	Mortgage
Record Updated	Aug 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1326/068
Date	Sep 18, 2018
Book Page	1326/068
Instrument	336916

Lender

Name	HANCOCK COUNTY SAVINGS BANK FSB
Type	Bank
Address	CHESTER, WV 26034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Steubenville Township
Municipality	Mingo Junction Village
Unified School District	Indian Creek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$480.00 (+5.03%)	$10,326 (-) Land $1,131 Building $9,195
2024	$457.00 (-27.69%) Homeowner's exemption	$10,326 (+27.39%) Land $1,131 Building $9,195	$29,500 (+27.37%) Land $3,230 Building $26,270
2022	$632.00 Homeowner's exemption	$8,106 Land $903 Building $7,203
2021			$23,160 Land $2,580 Building $20,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1996)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINGO JUNCTION PWS serves 3,350 people · EPA ID OH4101612
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Commercial St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures