307 Commerce Ln, Highlands, TX 77562 Property Records

Harris County property record for 307 Commerce Ln, Highlands, TX 77562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,184 sqft · built 1999
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$96,300 (Oct 2007)
Tax Bill$1,019 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN041-040-001-0170

Property Details

APN / Parcel Number

Primary APN041-040-001-0170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,184 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area43,560 sqft
View / LotNeighborhood
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0410400010170
Street Address307 COMMERCE LN
CityHIGHLANDS
StateTX
Zip77562-5408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 22A-5 ABST 84 R WHITE
Legal SubdivisionABST 84 R WHITE
Legal Tract22A-5
Legal Block3
JurisdictionHARRIS TX
Township / Civil DivisionNORTHEAST HARRIS
Census Block Group3
Census Block3065
Census Tract252800

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4926 BLACKBERRY LN, OLD RIVER WINFREE, TX 77535-1599
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2007 · Amount on Record
Deed SaleOct 30, 2007 · Amount on Record
Prior SaleOct 23, 1996
Deed Document Number2007652058
Deed Book / Page5138 / 1735
Prior Transfer DateOct 1, 1996
Prior Transfer Doc20070652057
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address307 COMMERCE LN, HIGHLANDS, TX 77562-5408
Document Number0000362660
Instrument DateAug 9, 2017
Transaction TypeMortgage
Record UpdatedSep 1, 2017
Title CompanyGREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address307 COMMERCE LN HIGHLANDS TX 775625408, HIGHLANDS, TX 77562-5408

Mortgage

Document Number0000362660
DateAug 11, 2017
Instrument362660
Lender
NameAMERICAN FIN'L RSRCS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
AmountAmount Recorded
Term360 Months
DueAug 10, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCrosby Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$151,018 (-13.54%) Land $54,450 Building $96,568$151,018 (-13.54%) Land $54,450 Building $96,568
2025$1,019.00 (-7.36%)$174,664 (+25.46%) Land $54,450 Building $120,214$174,664 (+25.46%) Land $54,450 Building $120,214
2024$1,100.00 (+87.07%)
2023$139,217 Land $54,450 Building $84,767$139,217 Land $54,450 Building $84,767
2020$588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims113 (1979–2019)
Claims Outside the SFHA113 of 113
Most Recent ClaimSep 2019 · Tropical Storm Imelda
Claims by Event
  • Hurricane Harvey, Aug 2017 · 18 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 11 claims
  • Severe Thunderstorms And Flooding, Oct 1994 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 57% of Texas
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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