Richland County property record for 307 Charing Cross Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,770 sqft · built 1973 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $970 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04006-02-06 |
| Primary APN | 04006-02-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,770 sqft Heated Area |
| Gross Area | 2,348 sqft |
| 1st Floor Area | 1,770 sqft |
| Utility Area | 54 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00049398 |
|---|---|
| Street Address | 307 CHARING CROSS RD |
| City | IRMO |
| State | SC |
| Zip | 29063-2325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 15 BLK E 100X140 #SU FRIARSGATE #PR X-1775 |
| Legal Subdivision | OLD FRIARSGATE |
| Legal Block | E |
| Legal Lot Number | 15 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10305 |
307 Charing Cross Rd is owned and occupied by two individuals who acquired it in March 2024.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 CHARING CROSS RD, IRMO, SC 29063-2325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2024 | Intrafamily Transfer, Transfer |
| Apr 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PALMETTO CITIZENS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 25, 2024 |
| Transfer Doc | 0029093666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 25, 2024 |
| Property Address | 307 CHARING CROSS RD, IRMO, SC 29063-2325 |
| Document Number | 0029093666 |
| Book / Page | 2909 / 3666 |
| Map Reference | MB X AT PGS 1775 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 2024012757 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 307 CHARING CROSS RD, IRMO, SC 29063-2325 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 307 CHARING CROSS RD, IRMO, SC 29063-2325 |
| Document Number | 2298/1509 |
| Instrument Date | Apr 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 307 CHARING CROSS RD IRMO SC 290632325, IRMO, SC 29063-2325 |
| Document Number | 2298/1509 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 002298/001509 |
| Instrument | 27319 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Apr 25, 2025 |
The 2025 property tax bill for 307 Charing Cross Rd was $970.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $970.00 Homeowner's exemption | $137,600 (-) | $220,700 (-) Land $28,000 Building $192,700 |
| 2024 | $137,600 (+2,776.25%) | $220,700 (+84.53%) Land $28,000 Building $192,700 | |
| 2023 | $761.00 | $4,784 | $119,600 |
| 2021 | $775.00 | $4,780 | $126,200 Land $22,400 Building $103,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 307 Charing Cross Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 307 Charing Cross Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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