307 Cedar Lake Dr, Williamstown, NJ 08094 Property Records

Atlantic County and Folsom Borough property record for 307 Cedar Lake Dr, Williamstown, NJ 08094

Property Summary

Property TypeSingle Family Home
Details1,704 sqft · built 1970
Lot Size0.515 acres (22,422 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Mar 2022)
Tax Bill$4,494 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Aug 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-02707-0000-00800

Property Details

APN / Parcel Number

Primary APN10-02707-0000-00800
Alternative APNs
  • 1000065000000800
  • 100270700800

Interior

Stories2 Stories
Building Area1,704 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleColonial
Construction TypeFrame
Lot Area22,422 sqft (0.515 acres)
Lot Dimensions303 ft deep x 98 ft wide

Location & Zoning

Old Parcel Number1000065000000800
Street Address307 CEDAR LAKE DR
CityWILLIAMSTOWN
StateNJ
Zip08094-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal SubdivisionCEDAR LAKE DRIVE
Legal Block2707
Legal Lot Number800
JurisdictionATLANTIC NJ
Township / Civil DivisionFOLSOM
Census Block Group2
Census Block2015
Census Tract11201

Owner

307 Cedar Lake Dr is owned and occupied by an individual who bought it in March 2022.

Source: Atlantic County and Folsom Borough records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address307 CEDAR LAKE DR, WILLIAMSTOWN, NJ 08094-2505
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK
Aug 16, 2018Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2022 · Amount on File
Deed SaleMar 28, 2022 · Amount on File
Prior SaleNov 8, 1995 · Amount on File
Deed Document Number202213949
Prior Transfer DateOct 6, 1989
Prior Transfer Doc5080000182
Record UpdatedSep 20, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionATLANTIC NJ
Recording DateMar 28, 2022
Property Address307 CEDAR LAKE DR, WILLIAMSTOWN, NJ 08094-2505
Document Number0000013949
Instrument DateNov 15, 2021
Instrument2022013949
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address307 CEDAR LAKE DR, 307, WILLIAMSTOWN, NJ 08094-2505

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address307 CEDAR LAKE DR, WILLIAMSTOWN, NJ 08094-2505

Mortgage

Document Number0000013950
DateMar 28, 2022
Instrument2022013950
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueDec 1, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address307 CEDAR LAKE DR, WILLIAMSTOWN, NJ 08094-2505
Document Number0000046314
Instrument DateAug 26, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address307 CEDAR LAKE DR WILLIAMSTOWN NJ 080942505, WILLIAMSTOWN, NJ 08094-2505

Mortgage

Document Number0000046314
DateSep 10, 2018
Instrument46314
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term264 Months
DueSep 9, 2040

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address307 CEDAR LAKE DR, WILLIAMSTOWN, NJ 08094-2505
Document Number0000045869
Instrument DateAug 16, 2018
Transaction TypeMortgage
Record UpdatedSep 27, 2018
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address307 CEDAR LAKE DR WILLIAMSTOWN NJ 080942505, WILLIAMSTOWN, NJ 08094-2505

Mortgage

Document Number0000045869
DateSep 6, 2018
Instrument45869
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 307 Cedar Lake Dr was $4,494, up 7.2% from the year before.

Source: Atlantic County and Folsom Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
MunicipalityFolsom Borough
Unified School DistrictFolsom Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$191,300 (-) Land $70,000 Building $121,300$191,300 (-) Land $70,000 Building $121,300
2025$4,494.00 (+7.18%)$191,300 Land $70,000 Building $121,300$191,300 Land $70,000 Building $121,300
2024$4,193.00
2023$191,300 Land $70,000 Building $121,300$191,300 Land $70,000 Building $121,300
2022$4,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Cedar Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1980–2011)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Cedar Lake Dr is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · above 77% of New Jersey
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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