307 Canal St, Durham, NC 27701 Property Records

Durham County property record for 307 Canal St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,134 sqft · built 1985
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$26,000 (Jul 2015)
Tax Bill	$3,270 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0831-18-4425`

Property Details

APN / Parcel Number

Primary APN	`0831-18-4425`
Alternative APNs	`0831-18-44-2516` `083105184425` `110262`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,134 sqft Heated Area
1st Floor Area	1,134 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	101 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	307 CANAL ST
City	DURHAM
State	NC
Zip	27701-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-M
Legal Description	PROP-SMITH LIZZIE O/LT#18 -20 INCL PT PL:000005-000029
Legal Subdivision	PROP-SMITH LIZZIE O
Legal Lot Number	18,20
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2019
Census Tract	900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cleveland Street District listed 1985 · 17 contributing resources · NRIS 85002438

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

307 Canal St is owned by two individuals who acquired it in June 2021.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 TREADWAY CT, HILLSBOROUGH, NC 27278-9729
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2015 · Amount on File
Deed Sale	Jul 15, 2015 · Amount on File
Deed Document Number	201523078
Deed Book / Page	7746 / 857
Last Transfer Date	Jun 21, 2021
Transfer Doc	0000039220
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Jul 10, 2026
Property Address	307 CANAL ST, DURHAM, NC 27701-2421
Document Number	0000180655
Book / Page	10584 / 365
Instrument Date	Jul 9, 2026
Instrument	2026180655
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 TREADWAY CT, HILLSBOROUGH, NC 27278-9729

Mortgage

Document Number	0000180655,
Date	Jul 10, 2026
Book Page	10584/365
Instrument	2026180655

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 307 Canal St was $3,270, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,270.00 (+2.51%)	$321,843 (-) Land $194,250 Building $127,593	$321,843 (-) Land $194,250 Building $127,593
2025	$3,190.00	$321,843 Land $194,250 Building $127,593	$321,843 Land $194,250 Building $127,593
2023	$1,660.00 (+2.34%)	$126,742 Land $77,700 Building $49,042	$126,742 Land $77,700 Building $49,042
2022	$1,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Canal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 307 Canal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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