307 Breckingridge Dr, Ladson, SC 29456 Property Records

Charleston County property record for 307 Breckingridge Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,398 sqft · built 2007
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$374 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`388-00-00-256`

Property Details

APN / Parcel Number

Primary APN	`388-00-00-256`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,398 sqft Living Area
1st Floor Area	1,358 sqft
Upper Floors Area	1,040 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Terrain	High
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	135 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	307 BRECKINGRIDGE DR
City	LADSON
State	SC
Zip	29456-3957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SUMMERPARK PHASE 3A DESCRIPTION -LOT 96
Legal Subdivision	SUMMERPARK PHASE 3A
Legal Phase	3A
Legal Lot Number	96
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	1
Census Block	1076
Census Tract	3106

Owner

307 Breckingridge Dr is owned and occupied by an individual who acquired it in December 2019.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	307 BRECKINGRIDGE DR, LADSON, SC 29456-3957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Mar 4, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 9, 2019	Quit Claim Deed, Mortgage · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2019
Deed Sale	Dec 9, 2019
Prior Sale	Jun 14, 2007 · Amount on File
Deed Book / Page	845 / 165
Prior Transfer Date	Aug 22, 2019
Prior Transfer Doc	0845/0165
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	307 BRECKINGRIDGE DR, LADSON, SC 29456-3957
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010570973
Date	Dec 6, 2021
Book Page	1057/973

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	307 BRECKINGRIDGE DR, LADSON, SC 29456-3957
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010840903
Date	Mar 4, 2022
Book Page	1084/903

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Sep 1, 2050

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 9, 2019
Property Address	307 BRECKINGRIDGE DR, LADSON, SC 29456-3957
Document Number	0845/0165
Book / Page	000845 / 000165
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	PRIORITY TITLE COMPANY, PRIORITY TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 BRECKINGRIDGE DR LADSON SC 294563957, LADSON, SC 29456-3957

Mortgage

Document Number	845/0166
Date	Dec 9, 2019
Book Page	000845/000166

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 307 Breckingridge Dr was $374, down 11.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Summerville Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	$374.00 (-11.37%)	$325,710
2024	$422.00
2022	$340.00

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 307 Breckingridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Breckingridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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