Flathead County property record for 307 Bear Trl, Whitefish, MT 59937
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 940 sqft · built 1985 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,600 (Jul 2019) |
| Tax Bill | $1,747 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0793155 |
| Primary APN | R0793155 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 940 sqft Living Area |
| 1st Floor Area | 940 sqft |
| Basement Area | 940 sqft |
| Finished Basement | 940 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 80 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000973232 |
|---|---|
| Street Address | 307 BEAR TRL |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 1 |
| Legal Description | HAPPY VALLEY HOME SITES, S25, T30 N, R22 W, BLOCK 0, LOT 425, HAPPY VALLEY HOME SITES |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 25 |
| Legal Subdivision | HAPPY VALLEY HOME SITES |
| Legal Lot Number | 425 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 403 |
Source: Flathead County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 BEAR TRL, WHITEFISH, MT 59937-8475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF INTERIOR FEDERAL CREDIT UNION |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 2, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on Record |
| Deed Sale | Jul 2, 2019 · Amount on Record |
| Prior Sale | Sep 23, 2016 · Amount on Record |
| Deed Document Number | 201913567 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 9, 2026 |
| Property Address | 307 BEAR TRL, WHITEFISH, MT 59937-8475 |
| Document Number | 0000011711 |
| Instrument Date | May 15, 2026 |
| Instrument | 202611711 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 307 BEAR TRL, WHITEFISH, MT 59937-8475 |
| Document Number | 0000011711, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202611711 |
| Name | DEPARTMENT OF INTERIOR FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | May 15, 2061 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 307 BEAR TRL, WHITEFISH, MT 59937-8475 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 202100037214 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 202100037214 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 2, 2019 |
| Property Address | 307 BEAR TRL, WHITEFISH, MT 59937-8475 |
| Document Number | 201900013567 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 201900013567 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 307 BEAR TRL, WHITEFISH, MT 59937-8475 |
| Document Number | 201900013568 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 201900013568 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Flathead County assessment roll, as of September 3, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,747.00 (-31.27%) | $588,700 (+42.47%) | $588,700 (+42.47%) Land $114,711 Building $473,989 |
| 2023 | $2,542.00 | $413,200 | $413,200 Land $84,700 Building $328,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 79% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAPPY VALLEY WATER DIST B KSPL serves 207 people · EPA ID MT0001984 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MontanaSky Networks Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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