307 Beacon Cir, Bloomington, IL 61704 Property Records

McLean County property record for 307 Beacon Cir, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,526 sqft · built 1989
Lot Size	0.202 acres (8,793 sqft)
Owner	2 Individual Names on File
Last Sale	$334,000 (Jul 2024)
Tax Bill	$6,844 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-25-201-032`

Property Details

APN / Parcel Number

Primary APN	`14-25-201-032`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,526 sqft Living Area
Gross Area	3,254 sqft
1st Floor Area	970 sqft
Basement Area	814 sqft
Finished Basement	506 sqft
Unfinished Basement	308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	8,793 sqft (0.202 acres)
Lot Dimensions	115 ft deep x 61 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	140 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	307 BEACON CIR
City	BLOOMINGTON
State	IL
Zip	61704-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NORTH POINTE NO 8 LOT 511
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	NORTH POINTE
Legal Lot Number	511
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1009
Census Tract	506

Owner

307 Beacon Cir is owned and occupied by two individuals who bought it in July 2024.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	307 BEACON CIR, BLOOMINGTON, IL 61704-1442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS STATE BANK
Jan 4, 2021	Warranty Deed, Transfer · Conventional Mortgage INB NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2024 · Amount on File
Deed Sale	Jul 16, 2024 · Amount on File
Prior Sale	Jan 4, 2021 · Amount on File
Deed Document Number	20249963
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	307 BEACON CIR, BLOOMINGTON, IL 61704-1442
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 BEACON CIR, BLOOMINGTON, IL 61704-1442

Mortgage

Document Number	202300000098
Date	Jan 6, 2023
Instrument	2023-00000098

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	307 BEACON CIR, BLOOMINGTON, IL 61704-1442
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000016646
Date	Aug 24, 2020
Instrument	2020-00016646

Lender

Name	FIRST FARMERS STATE BANK
Type	Bank
Address	MINIER, IL 61759

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 4, 2021
Property Address	307 BEACON CIR, BLOOMINGTON, IL 61704-1442
Document Number	202100000078
Instrument Date	Dec 18, 2020
Instrument	2021-00000078
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	307 BEACON CIR, BLOOMINGTON, IL 61704-1442

Mortgage

Document Number	202100000079
Date	Jan 4, 2021
Instrument	2021-00000079

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,041 Land $23,749 Building $72,292	$288,123 Land $71,247 Building $216,876
2024	$6,844.00 (+17.07%)
2023	$5,846.00	$75,008 Land $18,548 Building $56,460	$225,024 Land $55,644 Building $169,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 307 Beacon Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Beacon Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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