307 Ave B, Key West, FL 33040 Property Records

Monroe County property record for 307 Ave B, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,285 sqft · built 2005
Lot Size	0.118 acres (5,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Jan 2006)
Tax Bill	$3,246 (2024)
Deeds & Mortgages	Mar 2024 Second Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00151450-000000`

Property Details

APN / Parcel Number

Primary APN	`00151450-000000`
Alternative APNs	`22672600151450000000` `1196983`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,285 sqft Living Area
1st Floor Area	1,285 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Combination
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,130 sqft (0.118 acres)
Lot Dimensions	100 ft deep x 49 ft wide
Porch	Unfinished Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1196983
Street Address	307 AVENUE B
City	KEY WEST
State	FL
Zip	33040-5507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	JOHNSONVILLE PB1-53 BIG COPPITT KEY WLY 2.3 LOT 5 & ALL LOT 6 BLK 4 Z-342 OR440-38 OR761-1920 OR1085-675 OR1110-2329 OR1138-2171C OR1830-103/05PET(PROB#CPK-02-228) OR1858-2476/77ORD OR1865-1317/22PET(PROB#CPK-03-61) OR1868-1898/900ORD/PET-PROB#CPK-03
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	JOHNSONVILLE SUBD
Legal Block	4 Z-3
Legal Lot Number	5,6
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3024
Census Tract	971700

Owner

Source: Monroe County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 AVENUE B, KEY WEST, FL 33040-5507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jan 18, 2022	Deed of Trust, Mortgage · VA Mortgage ICONIC MORTGAGE CORP
Apr 16, 2018	Deed of Trust, Mortgage · FHA Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2006 · Amount on Record
Deed Sale	Jan 4, 2006 · Amount on Record
Prior Sale	Sep 15, 2005 · Amount on Record
Deed Document Number	20061559606
Deed Book / Page	2178 / 163
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	307 AVENUE B, KEY WEST, FL 33040-5507
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 AVENUE B, KEY WEST, FL 33040-5507

Mortgage

Document Number	0032642443
Date	Mar 4, 2024
Book Page	3264/2443
Instrument	2453125

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	307 AVENUE B, KEY WEST, FL 33040-5507
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031491005
Date	Jan 18, 2022
Book Page	3149/1005
Instrument	2357356

Lender

Name	ICONIC MORTGAGE CORP
Type	Mortgage Company
Address	MIAMI, FL 33182

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	307 AVENUE B, KEY WEST, FL 33040-5507
Document Number	0029032469
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	ANCLOTE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	307 AVENUE B KEY WEST FL 330405507, KEY WEST, FL 33040-5507

Mortgage

Document Number	0029032469
Date	Apr 30, 2018
Book Page	002903/002469
Instrument	2166717

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$338,923 (+5.99%)	$609,577 (+12.67%) Land $326,781 Building $282,796
2024	$3,246.00 (+5.25%)
2023	$3,084.00 (+2.73%) Homeowner's exemption	$319,779 (+3%)	$541,021 (+3.18%) Land $299,130 Building $241,891
2022	$3,002.00 Homeowner's exemption	$310,466	$524,363 Land $276,507 Building $247,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 233 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 units insured incl. 39 condo units
Nearby Flood Claims	287 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 49 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Oct 1998 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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