307 Arch St, Cumberland, MD 21502 Property Records

Allegany County property record for 307 Arch St, Cumberland, MD 21502

Property Summary

Property Type	Townhouse
Details	3 ba · 1,858 sqft · built 2024
Lot Size	0.042 acres (1,820 sqft)
Owner	Company Name on File
Last Sale	$14,000 (Nov 2018)
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-007441`

Property Details

APN / Parcel Number

Primary APN	`04-007441`
Alternative APN	`007441`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,858 sqft Total Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Built-Up Asphalt
Lot Area	1,820 sqft (0.042 acres)
Lot Dimensions	100 ft deep x 18 ft wide
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007441
Street Address	307 ARCH ST
City	CUMBERLAND
State	MD
Zip	21502-4101
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	307 ARCH ST PT LOT 31 18X100 SOUTHERN ADDN
Legal Subdivision	SOUTHERN ADD
Legal Lot Number	31
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	2
Census Block	2021
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

307 Arch St, a townhouse, is owned by a company that acquired it in April 2024.

Source: Allegany County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	519 C ST NE, WASHINGTON, DC 20002-5809
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 24, 2024	Deed, Transfer
Jun 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 9, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Deed Book / Page	2426 / 96
Last Transfer Date	Apr 4, 2024
Transfer Doc	002961-0143
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Apr 24, 2024
Property Address	307 ARCH ST, CUMBERLAND, MD 21502-4101
Document Number	002961-0143
Book / Page	2961 / 143
Instrument Date	Apr 4, 2024
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 C ST NE, WASHINGTON, DC 20002-5809

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jan 24, 2024
Property Address	307 ARCH ST, CUMBERLAND, MD 21502-4101
Document Number	002939-0006
Book / Page	2939 / 6
Instrument Date	Nov 17, 2023
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 N LIBERTY ST, CUMBERLAND, MD 21502-2312

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 25, 2020
Property Address	307 ARCH ST, CUMBERLAND, MD 21502-4101
Document Number	0025640011
Book / Page	002564 / 000011
Instrument Date	Mar 20, 2020
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	635 E FIRST ST CUMBERLAND MD 215024334, CUMBERLAND, MD 21502-4334

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Nov 9, 2018
Property Address	307 ARCH ST, CUMBERLAND, MD 21502-4101
Document Number	0024260096
Book / Page	002426 / 000096
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$98.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	57 N LIBERTY ST CUMBERLAND MD 215022312, CUMBERLAND, MD 21502-2312

Tax Assessment & Valuation

The 2025 property tax bill for 307 Arch St was $1,511.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,300 (+5.72%) Land $6,000 Building $168,300	$174,300 (-) Land $6,000 Building $168,300
2025	$1,511.00	$164,867	$174,300 Land $6,000 Building $168,300
2023	$55.00	$6,000 Land $6,000	$6,000 Land $6,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 307 Arch St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1995)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Arch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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