Westmoreland County property record for 307 Apple Tree Rd, Montross, VA 22520
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,120 sqft · built 1979 |
| Lot Size | 0.835 acres (36,416 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,657 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 38F-1-5 |
| Primary APN | 38F-1-5 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 36,416 sqft (0.835 acres) |
| Porch | Finished/Screened Porch |
| Deck Area | 64 sqft |
| Boat Lift | Boat Lift |
| Sewer | Municipal |
|---|---|
| Water Source | Well |
| Account Number | 2401 |
|---|---|
| Old Parcel Number | 38F-1-5 |
| Street Address | 307 APPLE TREE RD |
| City | MONTROSS |
| State | VA |
| Zip | 22520-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | FREDERICK ZELLER EST. LOT 5 .836ACDB 983 PG 809 T/C |
| Legal Subdivision | FREDERICK ZELLER ESTATE |
| Legal Lot Number | 5 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | COPLE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 10101 |
307 Apple Tree Rd is owned by an individual who acquired it in September 2024.
Source: Westmoreland County records, as of January 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2 BOSTON CT, FREDERICKSBURG, VA 22405-1784 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 16, 2024 |
| Transfer Doc | 0009830809 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 307 Apple Tree Rd was $1,657.
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,657.00 | $243,700 Land $156,000 Building $87,700 | $243,700 Land $156,000 Building $87,700 |
| 2023 | $1,510.00 | $243,700 Land $156,000 Building $87,700 | $243,700 Land $156,000 Building $87,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 307 Apple Tree Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 13 (2003–2021) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 307 Apple Tree Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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