307 A St, Cheney, WA 99004 Property Records

Spokane County property record for 307 A St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,886 sqft · built 1905
Lot Size	0.304 acres (13,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,000 (May 2025)
Tax Bill	$4,172 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13131.3106`

Property Details

APN / Parcel Number

Primary APN	`13131.3106`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,886 sqft Living Area
1st Floor Area	1,110 sqft
Upper Floors Area	666 sqft
Basement Area	1,110 sqft
Finished Basement	1,110 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,250 sqft (0.304 acres)
Lot Dimensions	106 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Patio Area	392 sqft
Canopy	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	307 A ST
City	CHENEY
State	WA
Zip	99004-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CHENEY THE ADD TO TOWN OF SWLY 1/2 L8;ALL L9-10 INC 6FT VAC STP NLY OF &ADJ IN B31
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY THE ADD
Legal Block	31
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4016
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 A ST, CHENEY, WA 99004-1743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 30, 2023	Warranty Deed, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY
Nov 2, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Oct 30, 2023 · Amount on Record
Deed Document Number	20257419338
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 30, 2025
Property Address	307 A ST, CHENEY, WA 99004-1743
Document Number	0007419338
Map Reference	VOL A PG 45
Instrument Date	May 28, 2025
Instrument	7419338
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,197.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 A ST, CHENEY, WA 99004-1743

Mortgage

Document Number	0007419339
Date	May 30, 2025
Instrument	7419339

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 30, 2023
Property Address	307 A ST, CHENEY, WA 99004-1743
Document Number	0007316185
Map Reference	VOL A PG 45
Instrument Date	Oct 28, 2023
Instrument	7316185
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$6,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 A ST, CHENEY, WA 99004-1743

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	307 A ST, CHENEY, WA 99004-1743
Document Number	0006760181
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	307 A ST CHENEY WA 990041743, CHENEY, WA 99004-1743

Mortgage

Document Number	0006760181
Date	Nov 14, 2018
Instrument	6760181

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,172.00 (+3.7%)	$399,800 (+6.73%) Land $90,000 Building $309,800	$399,800 (+6.73%) Land $90,000 Building $309,800
2025	$4,023.00 (+27.27%)	$374,600 (-0.74%) Land $80,000 Building $294,600	$374,600 (-0.74%) Land $80,000 Building $294,600
2024		$377,400 (+34.74%) Land $80,000 Building $297,400	$377,400 (+34.74%) Land $80,000 Building $297,400
2023	$3,161.00 (+1.87%)	$280,100 Land $48,000 Building $232,100	$280,100 Land $48,000 Building $232,100
2022	$3,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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