307 3rd St N, Oneonta, AL 35121 Property Records

Blount County property record for 307 3rd St N, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,200 sqft · built 1940
Lot Size	0.501 acres (21,840 sqft)
Owner	Individual Name on File
Tax Bill	$1,342 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-09-31-2-003-080`

Property Details

APN / Parcel Number

Primary APN	`16-09-31-2-003-080`
Alternative APNs	`25977` `13879`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,200 sqft Living Area
1st Floor Area	3,200 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,840 sqft (0.501 acres)
Lot Dimensions	140 ft deep x 156 ft wide
Garage Area	1,344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	13879
Street Address	307 3RD ST N
City	ONEONTA
State	AL
Zip	35121-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 46, 47 & 48 BLK 4 1ST ADD TO ONEONTA
Legal Range	02E
Legal Township	12S
Legal Section	31
Legal Subdivision	ONEONTA LAND & IMPROVEMENT CO
Legal Block	4
Legal Lot Number	46-48
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2045
Census Tract	50104

Owner

Source: Blount County records · APN 16-09-31-2-003-080

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	307 3RD ST N, ONEONTA, AL 35121-1449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	307 3RD ST N, ONEONTA, AL 35121-1449
Transaction Type	Mortgage
Record Updated	Nov 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/37096
Date	Nov 23, 2020
Book Page	2020/37096
Instrument	10022138

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 29, 2035

Tax Assessment & Valuation

Source: Blount County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,342.00	$35,700 (-)	$356,920 (-)
2024	$1,342.00 (+8.23%) Homeowner's exemption	$35,700 (+7.99%) Land $4,600 Building $31,100	$356,920 (+8.03%) Land $45,900 Building $311,020
2023	$1,240.00 (+6.07%) Homeowner's exemption	$33,060 (+5.96%) Land $4,600 Building $28,460	$330,400 (+6%) Land $45,900 Building $284,500
2022	$1,169.00 Homeowner's exemption	$31,200 Land $4,600 Building $26,600	$311,700 Land $45,900 Building $265,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 21, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 332 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.