307 20th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 307 20th Ave N, Saint Cloud, MN 56303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,526 sqft · built 1905
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,798 (2026)
Flood Zone	Zone X (minimal risk)
APN	`82-44370-0000`

Property Details

APN / Parcel Number

Primary APN	`82-44370-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,526 sqft Living Area
1st Floor Area	1,538 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Width	50 ft Width
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	307 20TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 & S 4' OF LOT 11 BLK 2 BELL & SMITH'S ADD SECTION 10 TOWNSHIP 124 RANGE 028 BELL & SMITH'S ADD SECTION 10 TOWNSHIP 124
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	BELL SMITHS ADD
Legal Block	2
Legal Lot Number	11-12
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1024
Census Tract	602

Owner

Source: Stearns County records · APN 82-44370-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	307 20TH AVE N, SAINT CLOUD, MN 56303-3830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,798.00 (+12.01%)	$190,300 (-) Land $25,000 Building $165,300	$190,300 (-) Land $25,000 Building $165,300
2025		$190,300 (+4.33%) Land $25,000 Building $165,300	$190,300 (+4.33%) Land $25,000 Building $165,300
2023	$2,498.00	$182,400 Land $25,000 Building $157,400	$182,400 Land $25,000 Building $157,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 515 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BIF IV Intrepid HoldCo	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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