3069 Sweet Acres Pl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3069 Sweet Acres Pl, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,025 sqft · built 2021
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,590 (Nov 2021)
Tax Bill	$7,017 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-31-0156-0001-5830`

Property Details

APN / Parcel Number

Primary APN	`19-26-31-0156-0001-5830`
Alternative APN	`263119015600015830`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,025 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	2,025 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3069 SWEET ACRES PL
City	SAINT CLOUD
State	FL
Zip	34772-9023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 9A PB 28 PGS 173-175 LOT 583
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase	9A
Legal Lot Number	583
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	43304

Owner

Source: Osceola County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3069 SWEET ACRES PL, SAINT CLOUD, FL 34772-9023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jan 8, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Nov 17, 2021	Special Warranty Deed, Transfer · FHA Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	2021178829
Deed Book / Page	6089 / 93
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	May 26, 2026
Property Address	3069 SWEET ACRES PL, SAINT CLOUD, FL 34772-9023
Document Number	0000068553
Book / Page	6976 / 2419
Instrument Date	Apr 23, 2026
Instrument	202668553
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3069 SWEET ACRES PL, SAINT CLOUD, FL 34772-9023

Mortgage

Document Number	0000068553,
Date	May 26, 2026
Book Page	6976/2419
Instrument	202668553

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Dec 1, 2051

Interest

Rate	6.38%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3069 SWEET ACRES PL, SAINT CLOUD, FL 34772-9023
Transaction Type	Mortgage
Record Updated	Jan 25, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3069 SWEET ACRES PL, SAINT CLOUD, FL 34772-9023

Mortgage

Document Number	0065292975
Date	Jan 8, 2024
Book Page	6529/2975
Instrument	2024002084

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Dec 1, 2051

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 17, 2021
Property Address	3069 SWEET ACRES PL, SAINT CLOUD, FL 34772-9023
Document Number	0060890093
Book / Page	6089 / 93
Map Reference	MB 28 PG 173-175
Instrument Date	Nov 16, 2021
Instrument	2021178829
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,370.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3069 SWEET ACRES PL, SAINT CLOUD, FL 34772-9023

Mortgage

Document Number	0060890101
Date	Nov 17, 2021
Book Page	6089/101
Instrument	2021178832

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company
Address	IRVING, TX 75039

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,017.00 (+7.72%) Homeowner's exemption	$328,045 (+5.99%)	$345,900 (-0.86%) Land $70,000 Building $275,900
2023	$6,514.00 (+2.5%) Homeowner's exemption	$309,515 (+3%)	$348,900 (+16.11%) Land $60,000 Building $288,900
2022	$6,355.00 Homeowner's exemption	$300,500 Land $55,000 Building $245,500	$300,500 Land $55,000 Building $245,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

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