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3069 Lakes Crest Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3069 Lakes Crest Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,569 sqft · built 2021
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$329,811 (Feb 2021)
Tax Bill$8,050 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN192631016300015440

Property Details

APN / Parcel Number

Primary APN192631016300015440

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,569 sqft Heated Area
Gross Area3,316 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished
PorchFinished/Screened Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3069 LAKES CREST AVE
CitySAINT CLOUD
StateFL
Zip34772-9019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 8 PB 27 PGS 196-197 LOT 544
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase8
Legal Tract163
Legal Lot Number544
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43304

Owner

Source: Osceola County records · APN 192631016300015440

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3069 LAKES CREST AVE, SAINT CLOUD, FL 34772-9019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 16, 2021 · Amount on Record
Deed SaleFeb 16, 2021 · Amount on Record
Deed Document Number2021022187
Deed Book / Page5892 / 34
Record UpdatedJun 08, 2026

February 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 16, 2021
Property Address3069 LAKES CREST AVE, SAINT CLOUD, FL 34772-9019
Document Number0058920034
Book / Page5892 / 34
Map ReferenceMB 27 PG 196&197
Instrument DateFeb 12, 2021
Instrument2021022187
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,309.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address3069 LAKES CREST AVE, SAINT CLOUD, FL 34772-9019

Mortgage

Document Number0000589236
DateFeb 16, 2021
Instrument5892/36
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,050.00 (+7.42%) Homeowner's exemption$385,750 (+5.99%)$403,100 (-1.39%) Land $70,000 Building $333,100
2023$7,494.00 (+4.16%) Homeowner's exemption$363,961 (+4.86%)$408,800 (+17.78%) Land $60,000 Building $348,800
2022$7,195.00 Homeowner's exemption$347,100 Land $55,000 Building $292,100$347,100 Land $55,000 Building $292,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 366 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000

May also be available at this address: Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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