3068 J E Carpenter Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 3068 J E Carpenter Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,159 sqft · built 2015
Lot Size	13 acres (568,545 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,803 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3621-94-9812`

Property Details

APN / Parcel Number

Primary APN	`3621-94-9812`
Alternative APNs	`289028` `91754`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,159 sqft Living Area
Basement Area	1,519 sqft
Unfinished Basement	1,519 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Lot Area	568,545 sqft (13 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	289028
Street Address	3068 J E CARPENTER RD
City	LINCOLNTON
State	NC
Zip	28092-6945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#1LT TYLER KISER CARPENTE
Legal Subdivision	TYLER K CARPENTER
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3035
Census Tract	70400

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3068 J E CARPENTER RD, LINCOLNTON, NC 28092-6945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Jan 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 5, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 6, 2022
Transfer Doc	0003126172
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3068 J E CARPENTER RD, LINCOLNTON, NC 28092-6945
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3068 J E CARPENTER RD, LINCOLNTON, NC 28092-6945

Mortgage

Document Number	0003226494
Date	Jan 31, 2023
Book Page	3226/494
Instrument	663072

Lender

Name	TRUIST BANK
Type	Bank
Address	DALLAS, NC 28034

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Jan 11, 2022
Property Address	3068 J E CARPENTER RD, LINCOLNTON, NC 28092-6945
Document Number	0003126172
Book / Page	3126 / 172
Map Reference	MB 16 PG 198
Instrument Date	Jan 6, 2022
Instrument	645724
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3068 J E CARPENTER RD, LINCOLNTON, NC 28092-6945

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3068 J E CARPENTER RD, LINCOLNTON, NC 28092-6945

Mortgage

Document Number	0000645725
Date	Jan 11, 2022
Instrument	645725

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3068 J E CARPENTER RD, LINCOLNTON, NC 28092-6945
Document Number	266624
Book / Page	002666 / 000024
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3068 J E CARPENTER RD LINCOLNTON NC 280926945, LINCOLNTON, NC 28092-6945

Mortgage

Document Number	266624
Date	May 17, 2017
Book Page	002666/000024
Instrument	562850

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,803.00 (+3.89%)	$718,549 (-) Land $69,602 Building $648,947	$718,549 (-) Land $69,602 Building $648,947
2025	$4,623.00 (+0.43%)	$718,549 (-) Land $69,602 Building $648,947	$718,549 (-) Land $69,602 Building $648,947
2023	$4,603.00	$718,549 Land $69,602 Building $648,947	$718,549 Land $69,602 Building $648,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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