3068 Herd Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 3068 Herd Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,514 sqft · built 1995
Lot Size	5.73 acres (249,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Oct 2018)
Tax Bill	$9,836 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-002-001-20`

Property Details

APN / Parcel Number

Primary APN	`010-002-001-20`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	4,514 sqft Living Area
1st Floor Area	2,800 sqft
Basement Area	2,800 sqft
Unfinished Basement	2,800 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	249,599 sqft (5.73 acres)
Garage Area	2,129 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	3068 HERD RD
City	METAMORA
State	MI
Zip	48455-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 2, T6N R9E BEG AT PT ON E LINE OF SEC THAT IS S 16'24 W 455 FT FROM NE CORN; TH S 16'24 W 300 FT ALONG E LINE; TH N 88
Legal Range	09E
Legal Township	06N
Legal Section	02
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1002
Census Tract	342000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3068 HERD RD, METAMORA, MI 48455-9709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Oct 25, 2018	Warranty Deed, Transfer GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2018 · Amount on Record
Deed Sale	Oct 25, 2018 · Amount on Record
Prior Sale	Mar 8, 2005 · Amount on Record
Deed Document Number	20182668
Deed Book / Page	2991 / 781
Prior Transfer Date	Oct 16, 2018
Prior Transfer Doc	0029910783
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3068 HERD RD, METAMORA, MI 48455-9709
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3068 HERD RD, METAMORA, MI 48455-9709

Mortgage

Document Number	0033310044
Date	Dec 15, 2022
Book Page	3331/44

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2032

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3068 HERD RD, METAMORA, MI 48455-9709
Document Number	0030990883
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3068 HERD RD METAMORA MI 484559709, METAMORA, MI 48455-9709

Mortgage

Document Number	0030990883
Date	May 8, 2020
Book Page	003099/000883

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 25, 2018
Property Address	3068 HERD RD, METAMORA, MI 48455-9709
Document Number	0029910781
Book / Page	002991 / 000781
Instrument Date	Aug 29, 2017
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	VANGUARD TITLE COMPANY, VANGUARD TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3068 HERD RD METAMORA MI 484559709, METAMORA, MI 48455-9709

Mortgage

Document Number	29910786
Date	Oct 25, 2018
Book Page	002991/000786

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 24, 2038

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$719,900 (+12.19%)	$1,439,800 (+12.19%)
2025	$9,836.00 (+3.73%) Homeowner's exemption	$641,700 (+14.12%)	$1,283,400 (+14.12%)
2024	$9,482.00 (+17.05%)
2023		$562,300	$1,124,600
2022	$8,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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