Jackson County property record for 3067 Main St, Cottondale, FL 32431
| Property Type | Grocery, Supermarket |
|---|---|
| Details | 11,596 sqft · built 1983 |
| Lot Size | 1.55 acres (67,729 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $325,000 (Mar 2004) |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Oct 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-5N-11-0092-0000-00N3 |
| Primary APN | 31-5N-11-0092-0000-00N3 |
|---|
| Total Rooms | 3 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 11,596 sqft Total Area |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 67,729 sqft (1.55 acres) |
| Lot Width | 210 ft Width |
| Canopy | 1,516 sqft |
| Storage Building | 862 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3067 MAIN ST |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-3041 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Grocery, Supermarket |
| Legal Description | OR 272 P 549 COMM AT INTERS OF W RTWY HWY 231 & S RTWY HWY 90, RUN SW/LY ALONG HWY 90, 339.5 FT TO E RTWY KERR-MCGEE RD, S AL |
| Legal Range | 11W |
| Legal Township | 05N |
| Legal Section | 31 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 210400 |
Source: Jackson County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 3400 W HIGHWAY 98, PANAMA CITY, FL 32401-1258 |
| Date | Document |
|---|---|
| Feb 13, 2019 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Oct 9, 2019 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2004 · Amount on Record |
| Deed Sale | Mar 9, 2004 · Amount on Record |
| Prior Sale | Nov 25, 2002 · Amount on Record |
| Deed Document Number | 0000955161 |
| Deed Book / Page | 955 / 161 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 3067 MAIN ST, COTTONDALE, FL 32431-3041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015980887 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 1598/0887 |
| Instrument | 201932002018 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 17, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 3067 MAIN ST, COTTONDALE, FL 32431-3041 |
| Document Number | 0016280250 |
| Instrument Date | Oct 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3067 MAIN ST COTTONDALE FL 324313041, COTTONDALE, FL 32431-3041 |
| Document Number | 0016280250 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 001628/000250 |
| Instrument | 32012442 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32401 |
| Term | 60 Months |
|---|---|
| Due | Oct 23, 2024 |
Source: Jackson County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Municipality | Cottondale Town |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,542.00 (-3.01%) | $142,347 (-2.81%) Land $42,000 Building $100,347 | $142,347 (-2.81%) Land $42,000 Building $100,347 |
| 2024 | $2,621.00 (+5.22%) | $146,463 (+3.7%) Land $42,000 Building $104,463 | $146,463 (+3.7%) Land $42,000 Building $104,463 |
| 2023 | $2,491.00 (+5.06%) | $141,233 (-0.64%) Land $42,000 Building $99,233 | $141,233 (-0.64%) Land $42,000 Building $99,233 |
| 2022 | $2,371.00 | $142,137 Land $42,000 Building $100,137 | $142,137 Land $42,000 Building $100,137 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTONDALE WATER SYSTEM serves 861 people · EPA ID FL1320143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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