Hernando County property record for 3066 Stephanie Dr, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 2002 |
| Lot Size | 0.503 acres (21,930 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Mar 2026) |
| Tax Bill | $4,495 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R24-223-17-2818-0000-3490 |
| Primary APN | R24-223-17-2818-0000-3490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,585 sqft |
| 1st Floor Area | 1,872 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,930 sqft (0.503 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 912 sqft |
| Deck Area | 96 sqft |
| Patio Area | 472 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01178291 |
|---|---|
| Street Address | 3066 STEPHANIE DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-4465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKRIDGE ESTATES UNIT 3 LOT 349 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | OAKRIDGE ESTATES UNIT 3 |
| Legal Lot Number | 349 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 41105 |
3066 Stephanie Dr is owned by two individuals who bought it in March 2026.
Source: Hernando County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2091 ARBUCKLE RD, SPRING HILL, FL 34608-5305 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Warranty Deed, Transfer UNIVERSITY TITLE INC, UNIVERSITY TITLE AGENCY |
| Sep 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 27, 2023 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on File |
| Deed Sale | Mar 30, 2026 · Amount on File |
| Prior Sale | Nov 27, 2023 · Amount on File |
| Deed Document Number | 202621209 |
| Deed Book / Page | 4689 / 178 |
| Prior Transfer Date | Feb 22, 2012 |
| Prior Transfer Doc | 0028841414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 30, 2026 |
| Property Address | 3066 STEPHANIE DR, SPRING HILL, FL 34608-4465 |
| Document Number | 0046890178 |
| Book / Page | 4689 / 178 |
| Map Reference | MB 23 PG 31&32 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026021209 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | UNIVERSITY TITLE INC, UNIVERSITY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3066 STEPHANIE DR, SPRING HILL, FL 34608-4465 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2091 ARBUCKLE RD, SPRING HILL, FL 34608-5305 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3066 STEPHANIE DR, SPRING HILL, FL 34608-4465 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3066 STEPHANIE DR, SPRING HILL, FL 34608-4465 |
| Document Number | 0046061978 |
|---|---|
| Date | Sep 8, 2025 |
| Book Page | 4606/1978 |
| Instrument | 2025062409 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 27, 2023 |
| Property Address | 3066 STEPHANIE DR, SPRING HILL, FL 34608-4465 |
| Document Number | 0043671049 |
| Book / Page | 4367 / 1049 |
| Map Reference | MB 23 PG 31&32 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 2023074534 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | AMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1035 WATERDALE CT, LUTZ, FL 33559-6733 |
| Name | Verified Name |
|---|---|
| Address | 3066 STEPHANIE DR, SPRING HILL, FL 34608-4465 |
| Document Number | 0043671051 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 4367/1051 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2025 property tax bill for 3066 Stephanie Dr was $4,495.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,495.00 | $306,848 Land $35,088 Building $271,760 | $306,848 Land $35,088 Building $271,760 |
| 2023 | $313,604 (+119.18%) Land $56,084 Building $257,520 | ||
| 2022 | $4,762.00 Homeowner's exemption | $143,080 | $313,604 Land $35,088 Building $278,516 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3066 Stephanie Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3066 Stephanie Dr is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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