Wayne County property record for 30659 Island Dr, Gibraltar, MI 48173
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,233 sqft · built 1953 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $419,900 (Jan 2018) |
| Tax Bill | $12,063 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Nov 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36 019 01 0023 000 |
| Primary APN | 36 019 01 0023 000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,233 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Basement Area | 1,332 sqft |
| Unfinished Basement | 1,332 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 798 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 30659 ISLAND DR |
|---|---|
| City | GIBRALTAR |
| State | MI |
| Zip | 48173-9545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Description | 01F23 T5S LOT 23 HORSE ISLAND SUB PC 54 T5S R10E L44 P34 WCR |
| Legal Subdivision | HORSE ISLAND |
| Legal Lot Number | 23 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GIBRALTAR |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 597000 |
30659 Island Dr is owned and occupied by an individual who bought it in January 2018.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 30659 ISLAND DR, GIBRALTAR, MI 48173-9545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 16, 2018 | Warranty Deed, Transfer MICHIGAN TITLE INS AGENCY IN |
| Dec 23, 2016 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN LEGACY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2018 · Amount on File |
| Deed Sale | Jan 16, 2018 · Amount on File |
| Prior Sale | Oct 22, 2013 · Amount on File |
| Deed Document Number | 201814144 |
| Deed Book / Page | 54170 / 407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 30659 ISLAND DR, GIBRALTAR, MI 48173-9545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 30659 ISLAND DR, GIBRALTAR, MI 48173-9545 |
| Document Number | 0586171325 |
|---|---|
| Date | Dec 29, 2023 |
| Book Page | 58617/1325 |
| Instrument | 2024004459 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 30659 ISLAND DR, GIBRALTAR, MI 48173-9545 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 30659 ISLAND DR, GIBRALTAR, MI 48173-9545 |
| Document Number | 0561940810 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 56194/810 |
| Instrument | 2020321203 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 30659 ISLAND DR, GIBRALTAR, MI 48173-9545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0547660468 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 54766/0468 |
| Instrument | 2018345407 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 30659 ISLAND DR, GIBRALTAR, MI 48173-9545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0551890114 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 55189/0114 |
| Instrument | 2019230279 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jan 16, 2018 |
| Property Address | 30659 ISLAND DR, GIBRALTAR, MI 48173-9545 |
| Document Number | 0541700407 |
| Book / Page | 54170 / 0407 |
| Map Reference | LB44 PG34 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 2018014144 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | MICHIGAN TITLE INS AGENCY IN |
| Amount | Amount on Record |
|---|---|
| Tax | $3,612.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30659 ISLAND DR, 30659, GIBRALTAR, MI 48173-9545 |
| Name | Verified Name |
|---|---|
| Address | 23173 BLUEGRASS DR, BROWNSTOWN TWP, MI 48183-1178 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 30659 ISLAND DR, GIBRALTAR, MI 48173-9545 |
| Document Number | 0535450117 |
| Book / Page | 053545 / 000117 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 30659 ISLAND DR GIBRALTAR MI 481739545, GIBRALTAR, MI 48173-9545 |
| Document Number | 0535450117 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 053545/000117 |
| Instrument | 60456 |
| Name | MICHIGAN LEGACY CU |
|---|---|
| Address | PONTIAC, MI 48324 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Feb 23, 2024 |
The 2025 property tax bill for 30659 Island Dr was $12,063 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Gibraltar City |
| Unified School District | Gibraltar School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,300 | $678,600 | |
| 2025 | $12,063.00 | ||
| 2023 | $308,800 | $617,600 | |
| 2020 | $9,789.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 30659 Island Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 251 (1980–2023) |
| Claims Outside the SFHA | 37 of 251 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 30659 Island Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBRALTAR serves 4,997 people · EPA ID MI0002630 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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