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  5. Cox Rd

3065 Cox Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3065 Cox Rd, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,080 sqft · built 2002
Lot Size0.295 acres (12,850 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Feb 2013)
Tax Bill$3,774 (2025)
Deeds & MortgagesMay 2022 Mortgage
Dec 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN03-163466

Property Details

APN / Parcel Number

Primary APN03-163466
Alternative APNs
  • 3163466
  • 163466

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,080 sqft Total Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,850 sqft (0.295 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number163466
Street Address3065 COX RD
CityCHESAPEAKE BEACH
StateMD
Zip20732-4533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal DescriptionLT 1 THOMAS R HOGAN PROP
Legal SubdivisionTHOMAS R HOGAN PROPERTY
Legal Lot Number1
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2003
Census Tract860403

Owner

Source: Calvert County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3065 COX RD, CHESAPEAKE BEACH, MD 20732-4533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2022Deed of Trust, Mortgage · USDA Mortgage
USDA
Dec 1, 2019Loan Modification, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2013 · Amount on Record
Deed SaleFeb 5, 2013 · Amount on Record
Prior SaleJun 23, 2003 · Amount on Record
Deed Book / Page4117 / 61
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3065 COX RD, CHESAPEAKE BEACH, MD 20732-4533
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyLOSS MITIGATION TITLE SERVICES, LOSS MITIGATION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3065 COX RD, CHESAPEAKE BEACH, MD 20732-4533

Mortgage

Document Number0062730458
DateMay 4, 2022
Book Page6273/458
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63120
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term480 Months
DueMay 1, 2062

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCALVERT MD
Property Address3065 COX RD, CHESAPEAKE BEACH, MD 20732-4533
Document Number0055380384
Instrument DateDec 1, 2019
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3065 COX RD CHESAPEAKE BEACH MD 207324533, CHESAPEAKE BEACH, MD 20732-4533

Mortgage

Document Number0055380384
DateMar 2, 2020
Book Page005538/000384
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
MunicipalityChesapeake Beach Town
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$353,633 (+16.88%)$366,700 (+5.65%) Land $119,900 Building $246,800
2025$3,774.00 (+24.68%)
2023$3,027.00 Homeowner's exemption$302,567$347,100 Land $119,900 Building $227,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims2 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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