3065 Chestnut St, Duluth, MN 55806 Property Records

St. Louis County property record for 3065 Chestnut St, Duluth, MN 55806 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,116 sqft · built 1896
Lot Size	0.114 acres (4,965 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Apr 2024)
Tax Bill	$2,710 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`010-4570-03350`

Property Details

APN / Parcel Number

Primary APN	`010-4570-03350`
Alternative APNs	`1063622` `1165129`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,116 sqft Gross Area
1st Floor Area	684 sqft
Basement Area	171 sqft
Finished Basement	171 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,965 sqft (0.114 acres)
Garage Area	480 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	48 sqft
Deck Area	Deck Area
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1165129
Street Address	3065 CHESTNUT ST
City	DULUTH
State	MN
Zip	55806-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 AND 5 SERIAL #
Legal Subdivision	WEST PARK DIVISION
Legal Block	32
Legal Lot Number	4-5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2030
Census Tract	15600

Owner

Source: St. Louis County records · APN 010-4570-03350

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3065 CHESTNUT ST, DULUTH, MN 55806-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU
Dec 14, 2018	Warranty Deed, Transfer · Conventional with PMI SUPERIOR CHOICE CU
Nov 01, 2018	Loan Modification, Mortgage REPUBLIC BK
May 11, 2018	Trustee's Deed, Construction Loan · Construction Mortgage REPUBLICBANKAZ AZ
Apr 10, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	20241486851
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 26, 2024
Property Address	3065 CHESTNUT ST, DULUTH, MN 55806-1709
Document Number	0001486851
Instrument Date	Apr 16, 2024
Instrument	1486851
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3065 CHESTNUT ST, DULUTH, MN 55806-1709

Mortgage

Document Number	0001486852
Date	Apr 26, 2024
Instrument	1486852

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3065 CHESTNUT ST, DULUTH, MN 55806-1709
Transaction Type	Mortgage
Record Updated	Nov 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001476029
Date	Oct 13, 2023
Instrument	1476029

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 12, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3065 CHESTNUT ST, DULUTH, MN 55806-1709
Document Number	00A1364641
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3965 CHESTNUT ST DULUTH MN 55806, DULUTH, MN 55806

Mortgage

Document Number	00A1364641
Date	Oct 02, 2019
Instrument	A1364641

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2039

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 14, 2018
Property Address	3065 CHESTNUT ST, DULUTH, MN 55806-1709
Document Number	0001346579
Instrument Date	Dec 03, 2018
Instrument	1346579
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$387.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3065 CHESTNUT ST DULUTH MN 558061709, DULUTH, MN 55806-1709

Mortgage

Document Number	1346580
Date	Dec 14, 2018
Instrument	1346580

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	3065 CHESTNUT ST, DULUTH, MN 55806-1709
Document Number	0001344987
Instrument Date	Nov 01, 2018
Transaction Type	Mortgage
Record Updated	Dec 04, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1132 W 6TH ST DULUTH MN 558062308, DULUTH, MN 55806-2308

Mortgage

Document Number	0001344987
Date	Nov 19, 2018
Instrument	1344987

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 18, 2019

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 11, 2018
Property Address	3065 CHESTNUT ST, DULUTH, MN 55806-1709
Instrument Date	May 04, 2018
Instrument	A1332649
Transaction Type	Construction Loan
Record Updated	May 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3065 CHESTNUT ST DULUTH MN 558061709, DULUTH, MN 55806-1709

Mortgage

Document Number	00A1332649
Date	May 11, 2018
Instrument	A1332649

Lender

Name	REPUBLICBANKAZ AZ
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 10, 2019

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 10, 2018
Property Address	3065 CHESTNUT ST, DULUTH, MN 55806-1709
Document Number	00A1330824
Instrument Date	Apr 09, 2018
Instrument	A1330824
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$224.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1132 W 8TH ST DULUTH MN 55806, DULUTH, MN 55806

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,710.00 (+32.45%)
2025	$2,046.00 (+3.13%) Homeowner's exemption	$201,600 (+14.87%) Land $18,700 Building $182,900	$201,600 (+14.87%) Land $18,700 Building $182,900
2024	$1,984.00	$175,500 (+20.37%) Land $22,500 Building $153,000	$175,500 (+20.37%) Land $22,500 Building $153,000
2022		$145,800 Land $19,800 Building $126,000	$145,800 Land $19,800 Building $126,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AirFiber, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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