3065 Cedar Rdg Rd, Commerce, GA 30530 Property Records

Banks County property record for 3065 Cedar Rdg Rd, Commerce, GA 30530

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,118 sqft · built 2021
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$312,100 (Nov 2021)
Tax Bill	$2,951 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`B75 017L`

Property Details

APN / Parcel Number

Primary APN	`B75 017L`
Alternative APN	`10947`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,118 sqft Heated Area
1st Floor Area	1,756 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Driveway	Driveway
Driveway Area	520 sqft
Porch	Open Porch
Porch Area	304 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	10947
Street Address	3065 CEDAR RIDGE RD
City	COMMERCE
State	GA
Zip	30530-7375
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	ARR
Legal Description	TR 11 PB 36-203 MARTIN BGE EST
Legal Subdivision	MARTIN BRIDGE ESTATES - 00318
Legal Tract	11
Jurisdiction	BANKS GA
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3012
Census Tract	970200

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3065 CEDAR RIDGE RD, COMMERCE, GA 30530-7375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit PEACH STATE BANK AND TRUST
Nov 12, 2021	Limited Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	0000516387
Deed Book / Page	516 / 387
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	3065 CEDAR RIDGE RD, COMMERCE, GA 30530-7375
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000513/0000000316
Date	Sep 30, 2021
Book Page	0000000513/0000000316

Lender

Name	PEACH STATE BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

November 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Nov 12, 2021
Property Address	3065 CEDAR RIDGE RD, COMMERCE, GA 30530-7375
Document Number	000516/387
Book / Page	516 / 387
Instrument Date	Nov 12, 2021
Instrument	2021-001158
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3065 CEDAR RIDGE RD, COMMERCE, GA 30530-7375

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,951.00 (+4.42%) Homeowner's exemption	$158,492 (+8.97%) Land $15,000 Building $143,492	$396,229 (+8.97%) Land $37,500 Building $358,729
2024	$2,826.00 (+21.65%) Homeowner's exemption	$145,444 (+8.4%) Land $12,900 Building $132,544	$363,610 (+8.4%) Land $32,250 Building $331,360
2023	$2,323.00 (-0.3%) Homeowner's exemption	$134,170 (+18.84%) Land $13,200 Building $120,970	$335,425 (+18.84%) Land $33,000 Building $302,425
2022	$2,330.00 Homeowner's exemption	$112,898 Land $17,575 Building $95,323	$282,245 Land $43,937 Building $238,308

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

May also be available: Verizon.

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