3064 23rd St S, Fargo, ND 58103 Property Records

Cass County property record for 3064 23rd St S, Fargo, ND 58103

Property Summary

Property Type	Townhouse
Details	988 sqft · built 1980
Lot Size	0.058 acres (2,540 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Apr 2026)
Tax Bill	$480 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2022 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`01-1405-00410-000`

Property Details

APN / Parcel Number

Primary APN	`01-1405-00410-000`

Interior

Stories	2 Stories
Building Area	988 sqft Living Area
1st Floor Area	484 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Townhouse
Lot Area	2,540 sqft (0.058 acres)
Lot Dimensions	93 ft deep x 22 ft wide

Location & Zoning

Street Address	3064 23RD ST S
City	FARGO
State	ND
Zip	58103-5883
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MR2
Legal Description	LOT: 10 BLOCK: K ADDITION: IJM ADDITIONAL: IJM LOT 10 BLK K
Legal Subdivision	I J M
Legal Block	K
Legal Lot Number	10
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2006
Census Tract	1003

Owner

3064 23rd St S, a townhouse, is owned and occupied by an individual who bought it in April 2026.

Source: Cass County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	3064 23RD ST S, FARGO, ND 58103-5883
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2022	Intrafamily Transfer, Transfer THE TITLE SERVICES GROUP, THE TITLE COMPANY
Nov 16, 2022	Warranty Deed, Transfer · FHA Mortgage BREMER BANK NA
Mar 23, 2017	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Sep 5, 2019	Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Nov 16, 2022 · Amount on File
Deed Document Number	20261757297
Prior Transfer Date	Dec 5, 2022
Prior Transfer Doc	0001680976
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Apr 30, 2026
Property Address	3064 23RD ST S, FARGO, ND 58103-5883
Document Number	0001757297
Instrument Date	Apr 30, 2026
Instrument	2026.1757297
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3064 23RD ST S, FARGO, ND 58103-5883

Mortgage

Document Number	0001757298,
Date	Apr 30, 2026
Instrument	2026.1757298

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS ND
Recording Date	Dec 5, 2022
Property Address	3064 23RD ST S, FARGO, ND 58103-5883
Document Number	0001680976
Instrument Date	Dec 5, 2022
Instrument	1680976
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3064 23RD ST S, FARGO, ND 58103-5883

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Nov 16, 2022
Property Address	3064 23RD ST S, FARGO, ND 58103-5883
Document Number	0001679826
Instrument Date	Nov 15, 2022
Instrument	1679826
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	THE TITLE COMPANY/HOMESTEAD, THE TITLE COMPANY RESIENTIAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3064 23RD ST S, FARGO, ND 58103-5883

Mortgage

Document Number	0001679828
Date	Nov 16, 2022
Instrument	1679828

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3064 23RD ST S, FARGO, ND 58103-5883
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001505521
Date	Mar 23, 2017
Instrument	1505521

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	Mar 15, 2024

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 5, 2019
Property Address	3064 23RD ST S, FARGO, ND 58103-5883
Document Number	0001570767
Instrument Date	Aug 30, 2019
Instrument	1570767
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TRN ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	364 23RD ST S, FARGO, ND 58103-1326
Investor	Possibly a Property Investor

Mortgage

Document Number	0001570769
Date	Sep 5, 2019
Instrument	1570769

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3064 23rd St S was $480.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$480.00	$77,450 Land $9,650 Building $67,800	$154,900 Land $19,300 Building $135,600
2023	$1,864.00	$67,700 Land $9,650 Building $58,050	$135,400 Land $19,300 Building $116,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3064 23rd St S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3064 23rd St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom.

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