3063 Twin Lakes Dr, Matthews, NC 28104 Property Records

Union County property record for 3063 Twin Lakes Dr, Matthews, NC 28104

Property Summary

Property TypeRural Home
Details5 bd · 4 ba · 3,616 sqft · built 2015
Lot Size0.411 acres (17,903 sqft)
OwnerIndividual Name on File
Last Sale$566,500 (Feb 2016)
Tax Bill$4,332 (2025)
Deeds & MortgagesOct 2019 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-099-409

Property Details

APN / Parcel Number

Primary APN06-099-409

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,616 sqft Living Area
1st Floor Area1,824 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Lot Area17,903 sqft (0.411 acres)
Garage TypeAttached
Garage Area705 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area150 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3063 TWIN LAKES DR
CityMATTHEWS
StateNC
Zip28104-6114
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRCD WEDDIN
Legal Description#54 LAKE FOREST PRESERVE OPCM119-120
Legal SubdivisionLAKE FOREST PRESERVE
JurisdictionUNION NC
Township / Civil DivisionSANDY RIDGE
Census Block Group2
Census Block2011
Census Tract21018

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3063 TWIN LAKES DR, MATTHEWS, NC 28104-6114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 29, 2016 · Amount on File
Deed SaleFeb 29, 2016 · Amount on File
Prior SaleJul 23, 2015 · Amount on File
Deed Document Number20165180
Deed Book / Page6624 / 201
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3063 TWIN LAKES DR, MATTHEWS, NC 28104-6114
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007493704
DateOct 18, 2019
Book Page7493/704
Instrument0032185
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3063 TWIN LAKES DR, MATTHEWS, NC 28104-6114
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008018707
DateMar 9, 2021
Book Page8018/707
Instrument10954
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term236 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityWeddington Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$867,200 (-) Land $197,000 Building $670,200$867,200 (-) Land $197,000 Building $670,200
2025$4,332.00 (+17.37%)$867,200 (+48.7%) Land $197,000 Building $670,200$867,200 (+48.7%) Land $197,000 Building $670,200
2023$3,691.00$583,200 Land $124,500 Building $458,700$583,200 Land $124,500 Building $458,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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