3063 Piney Pointe Dr, Saint Louis, MO 63129 Property Records

St. Louis County property record for 3063 Piney Pointe Dr, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,770 sqft · built 1999
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$227,335 (Dec 1999)
Tax Bill	$4,946 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35J-14-1405`

Property Details

APN / Parcel Number

Primary APN	`35J-14-1405`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,770 sqft Living Area
Gross Area	3,386 sqft
1st Floor Area	1,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	72 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	124 sqft
Patio Area	358 sqft
Balcony Area	58 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3063 PINEY POINTE DR
City	SAINT LOUIS
State	MO
Zip	63129-6221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	FINESTOWNE RIDGE AMENDED PLAT 1 11 9 89 LOT 11
Legal Subdivision	FINESTOWNE RIDGE AMENDED PLAT 1
Legal Lot Number	11
Jurisdiction	ST LOUIS MO
Township / Civil Division	OAKVILLE
Census Block Group	1
Census Block	1012
Census Tract	220452

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3063 PINEY POINTE DR, SAINT LOUIS, MO 63129-6221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Mar 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Oct 2, 2018	Deed of Trust, Mortgage COMMERCE BK
Mar 14, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BK/OR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 1999 · Amount on Record
Deed Sale	Dec 9, 1999 · Amount on Record
Deed Document Number	19991156
Deed Book / Page	2380 / 1147
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3063 PINEY POINTE DR, SAINT LOUIS, MO 63129-6221
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3063 PINEY POINTE DR, SAINT LOUIS, MO 63129-6221

Mortgage

Document Number	2023041000083
Date	Apr 10, 2023
Instrument	2023041000083

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	11.7%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3063 PINEY POINTE DR, SAINT LOUIS, MO 63129-6221
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3063 PINEY POINTE DR, SAINT LOUIS, MO 63129-6221

Mortgage

Document Number	0254020593
Date	Mar 15, 2022
Book Page	25402/593
Instrument	2022031500089

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Mar 5, 2034

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3063 PINEY POINTE DR, SAINT LOUIS, MO 63129-6221
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3063 PINEY POINTE DR, SAINT LOUIS, MO 63129-6221

Mortgage

Document Number	0254081729
Date	Mar 18, 2022
Book Page	25408/1729
Instrument	2022031800254

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 5, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3063 PINEY POINTE DR, SAINT LOUIS, MO 63129-6221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3063 PINEY POINTE DR, SAINT LOUIS, MO 63129-6221

Mortgage

Document Number	0240545697
Date	May 20, 2020
Book Page	24054/5697
Instrument	2020052000710

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	143 Months
Due	Apr 16, 2032

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3063 PINEY POINTE DR, SAINT LOUIS, MO 63129-6221
Document Number	0232321704
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3063 PINEY POINTE DR ST LOUIS MO 631296221, ST LOUIS, MO 63129-6221

Mortgage

Document Number	0232321704
Date	Oct 10, 2018
Book Page	023232/001704
Instrument	317

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Oct 9, 2030

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3063 PINEY POINTE DR, SAINT LOUIS, MO 63129-6221
Document Number	0229480477
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3063 PINEY POINTE DR ST LOUIS MO 631296221, ST LOUIS, MO 63129-6221

Mortgage

Document Number	0229480477
Date	Mar 21, 2018
Book Page	022948/000477
Instrument	227

Lender

Name	COMMERCE BK/OR
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 20, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,340 (-) Land $19,110 Building $60,230	$417,600 (-) Land $100,600 Building $317,000
2025	$4,946.00 (+2.4%)	$79,340 (+10.15%) Land $19,110 Building $60,230	$417,600 (+10.16%) Land $100,600 Building $317,000
2024	$4,830.00 (+1.28%)
2023	$4,769.00 (+18.99%)	$72,030 (+17.62%) Land $10,360 Building $61,670	$379,100 (+17.62%) Land $54,500 Building $324,600
2022	$4,008.00	$61,240 Land $9,560 Building $51,680
2021			$322,300 Land $50,300 Building $272,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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