3063 Phoebe Ln, Lenoir, NC 28645 Property Records

Caldwell County property record for 3063 Phoebe Ln, Lenoir, NC 28645

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,239 sqft · built 1935
Lot Size8.78 acres (382,457 sqft)
Owner2 Individual Names on Record
Tax Bill$1,561 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN12 58 1 15

Property Details

APN / Parcel Number

Primary APN12 58 1 15
Alternative APN
  • 32281

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,239 sqft Heated Area
Gross Area2,585 sqft
1st Floor Area1,598 sqft
Upper Floors Area641 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1975
Exterior MaterialLogs
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area382,457 sqft (8.78 acres)
Garage TypeMixed
Garage Area360 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area466 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number32281
Street Address3063 PHOEBE LN
CityLENOIR
StateNC
Zip28645-8878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0814/0279 0083 63.50
JurisdictionCALDWELL NC
Township / Civil DivisionPATTERSON
Census Block Group2
Census Block2012
Census Tract31000

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3063 PHOEBE LN, LENOIR, NC 28645-8878
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Dec 15, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address3063 PHOEBE LN, LENOIR, NC 28645-8878
Transaction TypeMortgage
Record UpdatedDec 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3063 PHOEBE LN, LENOIR, NC 28645-8878
InvestorPossibly a Property Investor

Mortgage

Document Number0021480871
DateOct 24, 2025
Book Page2148/871
Instrument10112275
Lender
NameTRUIST BANK
TypeBank
AddressPO BOX 1290, WHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateDec 15, 2017
Property Address3063 PHOEBE LN, LENOIR, NC 28645-8878
Document Number0010017829
Book / Page001932 / 000829
Instrument DateDec 12, 2017
Instrument10017829
Transaction TypeTransfer
Record UpdatedJan 10, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3063 PHOEBE LN LENOIR NC 286458878, LENOIR, NC 28645-8878

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,561.00 (-4.99%)$266,200 (-) Land $77,000 Building $189,200
2025$1,643.00 (+19.66%)$266,200 (+46.67%) Land $77,000 Building $189,200$266,200 (+46.67%) Land $77,000 Building $189,200
2023$181,500 (-) Land $69,200 Building $112,300$181,500 (-) Land $69,200 Building $112,300
2022$1,373.00$181,500 Land $69,200 Building $112,300$181,500 Land $69,200 Building $112,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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