3063 Garlick Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3063 Garlick Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,744 sqft · built 1994
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Tax Bill	$1,409 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-235-0003-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-235-0003-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,744 sqft Living Area
1st Floor Area	1,704 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	452 ft deep x 87.7 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3063 GARLICK RD
City	CLYDE
State	MI
Zip	48049-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LOT 3 CLYDE ACRES SUBDIVISION NO 1 ACCORDING TO THE PLAT RECORDED IN LIBER 83 OF PLATS PGS 11-12 ST CLAIR COUNTY REGISTER OF
Legal Subdivision	SUBDIVISION
Legal Lot Number	3
Legal Unit	3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1027
Census Tract	633200

Owner

3063 Garlick Rd is owned and occupied by an individual who acquired it in October 2017.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3063 GARLICK RD, CLYDE, MI 48049-4004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 11, 2017
Transfer Doc	2017026273
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3063 GARLICK RD, CLYDE, MI 48049-4004
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3063 GARLICK RD, CLYDE, MI 48049-4004

Mortgage

Document Number	0005864180
Date	Oct 23, 2025
Book Page	5864/180
Instrument	2025020350

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	7 EASTON OVAL, COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3063 GARLICK RD, CLYDE, MI 48049-4004
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3063 GARLICK RD, CLYDE, MI 48049-4004

Mortgage

Document Number	0005697137
Date	Mar 14, 2024
Book Page	5697/137
Instrument	2024004144

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Interest

Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3063 GARLICK RD, CLYDE, MI 48049-4004
Transaction Type	Mortgage
Record Updated	Jun 23, 2023
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3063 GARLICK RD, CLYDE, MI 48049-4004

Mortgage

Document Number	0005627605
Date	Jun 7, 2023
Book Page	5627/605
Instrument	2023010187

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 6, 2017
Property Address	3063 GARLICK RD, CLYDE, MI 48049-4004
Document Number	0048860869
Book / Page	004886 / 000869
Instrument Date	Oct 11, 2017
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3063 GARLICK RD CLYDE MI 480494004, CLYDE, MI 48049-4004

Tax Assessment & Valuation

The 2025 property tax bill for 3063 Garlick Rd was $1,409 with a homeowner's exemption, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,500 (+6.37%)	$277,000
2025	$1,409.00 (+3%) Homeowner's exemption	$130,200
2024	$1,368.00		$260,400
2023		$116,600
2022	$1,221.00		$233,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3063 Garlick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3063 Garlick Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Frontier DSL	10 / 1

May also be available: AT&T, Verizon.

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