30625 16th Ln, Big Pine Key, FL 33043 Property Records

Monroe County property record for 30625 16th Ln, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 1993
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (May 2026)
Tax Bill	$2,389 (2025)
Deeds & Mortgages	Aug 2026 Transfer May 2026 Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`00110230-001900`

Property Details

APN / Parcel Number

Primary APN	`00110230-001900`
Alternative APNs	`23662900110230001900` `8570988`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	47,480 sqft (1.09 acres)
Porch	Florida Room
Porch Area	476 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8570988
Street Address	30625 16TH LN
City	BIG PINE KEY
State	FL
Zip	33043-4689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	23 66 29 BIG PINE KEY SE1/4 (LT S) WICKFIELD ACRES & 1/61 INT IN PARCEL MARKED RESERVED OR650-736/38E OR818-499/500 OR818-501/502 OR1084-1662/1663
Legal Range	29E
Legal Township	66S
Legal Section	23
Legal Subdivision	BIG PINE KEY
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1001
Census Tract	971401

Owner

30625 16th Ln is owned and occupied by an individual who bought it in May 2026.

Source: Monroe County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	30625 16TH LN, BIG PINE KEY, FL 33043-4689
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Correction Deed NONE LISTED ON DOCUMENT
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Mar 1, 1989 · Amount on File
Deed Document Number	20262544355
Deed Book / Page	3381 / 2494
Record Updated	Oct 29, 2026

August 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Aug 21, 2026
Property Address	30625 16TH LN, BIG PINE KEY, FL 33043-4689
Document Number	0002557603
Book / Page	3398 / 2472
Instrument Date	Aug 20, 2026
Instrument	20262557603
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30625 16TH LN, BIG PINE KEY, FL 33043-4689

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Recording Date	May 21, 2026
Property Address	30625 16TH LN, BIG PINE KEY, FL 33043-4689
Document Number	0002544356
Book / Page	3382 / 1
Instrument Date	May 18, 2026
Instrument	20262544356
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CALLE DOS, KEY WEST, FL 33040-5464

Mortgage

Document Number	0002544356,
Date	May 21, 2026
Book Page	3382/1
Instrument	20262544356

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 21, 2026
Property Address	30625 16TH LN, BIG PINE KEY, FL 33043-4689
Document Number	0033812494
Book / Page	3381 / 2494
Instrument Date	May 18, 2026
Instrument	20262544355
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30625 16TH LN, BIG PINE KEY, FL 33043-4689

Mortgage

Document Number	0002544356,
Date	May 21, 2026
Instrument	20262544356

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 30625 16th Ln was $2,389 with a homeowner's exemption, up 5% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,389.00 (+4.96%) Homeowner's exemption	$215,792	$493,957 Land $334,259 Building $159,698
2024	$2,276.00 (+6.4%)
2023	$2,139.00 (+2.69%) Homeowner's exemption	$203,603 (+3%)	$481,279 (+30.53%) Land $334,259 Building $147,020
2022	$2,083.00 Homeowner's exemption	$197,673	$368,704 Land $219,358 Building $149,346

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 30625 16th Ln in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 369 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	369 in force
Nearby Flood Claims	381 (1998–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 167 claims Hurricane Wilma, Oct 2005 · 76 claims Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 30625 16th Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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