Monroe County property record for 30620 18th St, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1982 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Apr 2025) |
| Tax Bill | $3,281 (2024) |
| Deeds & Mortgages | Sep 2023 Transfer Sep 2020 Reverse Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00111070-045000 |
| Primary APN | 00111070-045000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 38,768 sqft (0.89 acres) |
| Lot Dimensions | 25 ft deep x 215 ft wide |
| Garage Type | Covered |
| Garage Area | 964 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 540 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1132021 |
|---|---|
| Street Address | 30620 18TH ST |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | 26 66 29 BIG PINE KEY PINE KEY ACRES TRACT AS OR531-848 OR702-848 OR845-102 OR847-2472M/L OR1096-340 OR1237-154FJ OR1253-935 OR1253-937 OR1469-2468 OR2533-1613 OR2693-1040 OR2790-338 OR3244-2374 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 26 |
| Legal Subdivision | PINE KEY ACRES |
| Legal Tract | AS |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 971401 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 30620 18TH ST, BIG PINE KEY, FL 33043-4684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 29, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 21, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Sep 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2025 · Amount on Record |
| Deed Sale | Apr 25, 2025 · Amount on Record |
| Prior Sale | Sep 9, 2011 · Amount on Record |
| Deed Document Number | 20252498198 |
| Deed Book / Page | 3322 / 1929 |
| Prior Transfer Date | Sep 27, 2023 |
| Prior Transfer Doc | 0032442374 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 29, 2023 |
| Property Address | 30620 18TH ST, BIG PINE KEY, FL 33043-4684 |
| Document Number | 0032442374 |
| Book / Page | 3244 / 2374 |
| Map Reference | MB 509 PG 1047 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2434308 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30620 18TH ST, BIG PINE KEY, FL 33043-4684 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 30620 18TH ST, BIG PINE KEY, FL 33043-4684 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 30620 18TH ST, BIG PINE KEY, FL 33043-4684 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 30620 18TH ST, BIG PINE KEY, FL 33043-4684 |
| Document Number | 0030450928 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 3045/928 |
| Instrument | 2282620 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.36% |
| Type Change Date | Oct 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 30620 18TH ST, BIG PINE KEY, FL 33043-4684 |
| Document Number | 0030450942 |
| Instrument Date | Sep 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 30620 18TH ST BIG PINE KEY FL 330434684, BIG PINE KEY, FL 33043-4684 |
| Document Number | 0030450942 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 003045/000942 |
| Instrument | 2282621 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1056 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.36% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $338,476 (+5.99%) | $517,497 (+2.6%) Land $310,260 Building $207,237 | |
| 2024 | $3,281.00 (+5.23%) | ||
| 2023 | $3,118.00 (+2.67%) Homeowner's exemption | $319,357 (+3%) | $504,375 (+26.06%) Land $310,244 Building $194,131 |
| 2022 | $3,037.00 Homeowner's exemption | $310,056 | $400,095 Land $203,632 Building $196,463 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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