Flathead County property record for 3062 River Lakes Dr, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,884 sqft · built 2020 |
| Lot Size | 0.492 acres (21,432 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,100 (Jun 2019) |
| Tax Bill | $9,071 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Sep 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0745590 |
| Primary APN | R0745590 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,884 sqft Living Area |
| 1st Floor Area | 2,178 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,432 sqft (0.492 acres) |
| Garage Area | 1,292 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Deck Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000006954 |
|---|---|
| Street Address | 3062 RIVER LAKES DR |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-7801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE LAKES AT RIVERSIDE PH2, S08, T30 N, R21 W, LOT 039, THE LAKES AT RIVERSIDE PH 2 LOT 39 |
| Legal Range | 21W |
| Legal Township | 30N |
| Legal Section | 08 |
| Legal Subdivision | THE LAKES AT RIVERSIDE PH2 |
| Legal Lot Number | 39 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 403 |
3062 River Lakes Dr is owned and occupied by two individuals who bought it in June 2019.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3062 RIVER LAKES DR, WHITEFISH, MT 59937-7801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2017 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Sep 29, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK |
| Jun 3, 2019 | Warranty Deed, Transfer · Commercial Mortgage FIRST INTERSTATE BANK |
| Feb 13, 2017 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on File |
| Deed Sale | Jun 3, 2019 · Amount on File |
| Prior Sale | Feb 13, 2017 |
| Deed Document Number | 201910612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 3062 RIVER LAKES DR, WHITEFISH, MT 59937-7801 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201700028721 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 201700028721 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | WHITEFISH, MT 59937 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 3062 RIVER LAKES DR, WHITEFISH, MT 59937-7801 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 202000032337 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 202000032337 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59904 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 3, 2019 |
| Property Address | 3062 RIVER LAKES DR, WHITEFISH, MT 59937-7801 |
| Document Number | 201900010612 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 201900010612 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5107 FLATWATER DR, WHITEFISH, MT 59937 |
| Document Number | 201900010613 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 201900010613 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jun 3, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Feb 13, 2017 |
| Property Address | 3062 RIVER LAKES DR, WHITEFISH, MT 59937-7801 |
| Document Number | 201700003061 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 201700003061 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1256 WINDSOR PKWY NE, BROOKHAVEN, GA 30319-2652 |
The 2026 property tax bill for 3062 River Lakes Dr was $9,071.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,071.00 | $2,037,700 | |
| 2025 | $2,037,700 Land $460,652 Building $1,577,048 | ||
| 2023 | $9,270.00 | $1,349,800 | $1,349,800 Land $239,228 Building $1,110,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3062 River Lakes Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3062 River Lakes Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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