3062 E Rader Rd, Warsaw, IN 46582 Property Records

Kosciusko County property record for 3062 E Rader Rd, Warsaw, IN 46582

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,000 sqft · built 2014
Lot Size	0.424 acres (18,480 sqft)
Owner	Individual Name on File
Last Sale	$561,260 (Jun 2023)
Tax Bill	$3,750 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-713004-30`

Property Details

APN / Parcel Number

Primary APN	`029-713004-30`
Alternative APNs	`43-07-13-400-050.000-016` `00000049245` `2971300430`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,000 sqft Living Area
1st Floor Area	4,000 sqft
Basement Area	2,000 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Other
Lot Area	18,480 sqft (0.424 acres)
Lot Dimensions	140 ft deep x 132 ft wide
Terrain	High
Garage Type	Basement
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000049245
Street Address	3062 E RADER RD
City	WARSAW
State	IN
Zip	46582-8120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	29-50-28 LOTS 90 & 91 TOWN OF OSWEGO & PT VAC ALLEY
Legal Range	6
Legal Township	33
Legal Section	13
Legal Subdivision	OSWEGO
Legal Lot Number	90-91
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	PLAIN
Census Block Group	2
Census Block	2021
Census Tract	961300

Owner

3062 E Rader Rd is owned and occupied by an individual who acquired it in November 2023.

Source: Kosciusko County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3062 E RADER RD, WARSAW, IN 46582-8120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF MIDDLEBURY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on File
Deed Sale	Jun 27, 2023 · Amount on File
Deed Document Number	202361267
Last Transfer Date	Nov 3, 2023
Transfer Doc	0000110087
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	3062 E RADER RD, WARSAW, IN 46582-8120
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3062 E RADER RD, WARSAW, IN 46582-8120

Mortgage

Document Number	2025110721
Date	Nov 24, 2025
Instrument	2025110721

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 27, 2023
Property Address	3062 E RADER RD, WARSAW, IN 46582-8120
Document Number	2023061267
Map Reference	MB 3 PG 306
Instrument Date	Jun 26, 2023
Instrument	2023061267
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3062 E RADER RD, WARSAW, IN 46582-8120

Mortgage

Document Number	2023061268
Date	Jun 27, 2023
Instrument	2023061268

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3062 E Rader Rd was $3,750 with a homeowner's exemption, down 7.2% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Plain Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,750.00 (-7.22%) Homeowner's exemption	$645,500 Land $20,400 Building $625,100	$645,500 Land $20,400 Building $625,100
2024	$4,042.00 (+210.45%)
2023	$1,302.00 (-45.45%)	$226,800 (+10.9%) Land $9,200 Building $217,600	$226,800 (+10.9%) Land $9,200 Building $217,600
2022	$2,387.00	$204,500 Land $9,200 Building $195,300	$204,500 Land $9,200 Building $195,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3062 E Rader Rd in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	22 (1985–2019)
Claims Outside the SFHA	11 of 22
Most Recent Claim	Aug 2019 · other causes
Claims by Event	Severe Storms And Flooding, Feb 2018 · 4 claims Severe Storms, Tornadoes, And Flooding, Mar 2009 · 4 claims Severe Storms & Flooding, Jan 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3062 E Rader Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Kosciusko Connect.

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