3061 Summit Dr, Belton, TX 76513 Property Records

Bell County property record for 3061 Summit Dr, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,345 sqft · built 1983
Lot Size0.236 acres (10,276 sqft)
OwnerCompany Name on Record
Last Sale$176,100 (Sep 2017)
Deeds & MortgagesSep 2021 Mortgage
Oct 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN0276593131

Property Details

APN / Parcel Number

Primary APN0276593131
Alternative APNs
  • 125248
  • 832508

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,345 sqft Living Area
1st Floor Area2,345 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,276 sqft (0.236 acres)
Lot Dimensions120 ft deep x 84 ft wide
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area27 sqft
Storage Building168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3061 SUMMIT DR
CityBELTON
StateTX
Zip76513-1229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHWOODS SECOND REPLAT, BLOCK 00C, LOT 0008
Legal SubdivisionNORTHWOODS SECOND REPLAT
Legal BlockC
Legal Lot Number8
JurisdictionBELL TX
Township / Civil DivisionBELTON
Census Block Group2
Census Block2003
Census Tract21702

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3061 SUMMIT DR, BELTON, TX 76513-1229
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Oct 17, 2022Intrafamily Transfer, Transfer
Apr 13, 2018Deed of Trust, Mortgage · VA Mortgage
CREDENCE FUNDING CORP
Dec 11, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 30, 2020Deed of Trust, Mortgage
FREEDOM MTG
Sep 5, 2017Vendor's Lien, Transfer · VA Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2017 · Amount on Record
Deed SaleSep 5, 2017 · Amount on Record
Deed Document Number201737273
Last Transfer DateOct 11, 2022
Transfer Doc0000063864
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address3061 SUMMIT DR, BELTON, TX 76513-1229
Transaction TypeMortgage
Record UpdatedSep 5, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060961
DateSep 20, 2021
Instrument2021060961
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBELL TX
Recording DateOct 17, 2022
Property Address3061 SUMMIT DR, BELTON, TX 76513-1229
Document Number0000063864
Map ReferenceCAB A SL 50-B
Instrument DateOct 6, 2022
Instrument2022063864
Transaction TypeTransfer
Record UpdatedSep 5, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3061 SUMMIT DR, BELTON, TX 76513-1229

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address3061 SUMMIT DR, BELTON, TX 76513-1229
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014804
DateApr 13, 2018
Instrument2018-00014804
Lender
NameCREDENCE FUNDING CORP
TypeNon-Lending Institution
AddressABERDEEN, MD 21001
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address3061 SUMMIT DR, BELTON, TX 76513-1229
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069012
DateDec 11, 2020
Instrument2020-00069012
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term332 Months
DueAug 1, 2048

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address3061 SUMMIT DR, BELTON, TX 76513-1229
Document Number0000016924
Instrument DateMar 30, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3061 SUMMIT DR BELTON TX 765131229, BELTON, TX 76513-1229

Mortgage

Document Number0000016924
DateApr 7, 2020
Instrument16924
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
AmountAmount Recorded
Term336 Months
DueApr 6, 2048

September 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateSep 5, 2017
Property Address3061 SUMMIT DR, BELTON, TX 76513-1229
Document Number0000037273
Map ReferenceCAB A SL50-B
Instrument DateSep 1, 2017
Instrument2017-00037273
Transaction TypeTransfer
Record UpdatedSep 30, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3061 SUMMIT DR, BELTON, TX 76513-1229

Mortgage

Document Number0000037274
DateSep 5, 2017
Instrument2017-00037274
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityBelton City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$337,313 (-0.17%)$363,461 (+7.57%) Land $25,381 Building $338,080
2023$337,886 Land $25,381 Building $312,505$337,886 Land $25,381 Building $312,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 74% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELTON
serves 23,054 people · EPA ID TX0140002
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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