3061 Lakemont Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 3061 Lakemont Dr, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,362 sqft · built 1976
Lot Size0.242 acres (10,531 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Mar 2011)
Tax Bill$5,057 (2025)
Deeds & MortgagesFeb 2020 Reverse Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN124-250-31-00

Property Details

APN / Parcel Number

Primary APN124-250-31-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,362 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area10,531 sqft (0.242 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3061 LAKEMONT DR
CityFALLBROOK
StateCA
Zip92028-9598
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 56 TR 005411
Legal SubdivisionLIVE OAK ESTATES
Legal Tract005411
Legal Block1
Legal Lot Number56
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1008
Census Tract18805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3061 LAKEMONT DR, FALLBROOK, CA 92028-9598
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2020Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Feb 21, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2011 · Amount on Record
Deed SaleMar 10, 2011 · Amount on Record
Deed Document Number2011130832
Last Transfer DateJun 27, 2011
Transfer Doc0000412421
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3061 LAKEMONT DR, FALLBROOK, CA 92028-9598
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099355
DateFeb 26, 2020
Instrument2020-0099355
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term942 Months
DueAug 4, 2098
Interest
Rate TypeAdjustable Rate
Rate3.79%
Type Change DateMar 1, 2021
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Max Rate5%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3061 LAKEMONT DR, FALLBROOK, CA 92028-9598
Document Number0000099356
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedMar 6, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3061 LAKEMONT DR FALLBROOK CA 920289598, FALLBROOK, CA 92028-9598

Mortgage

Document Number0000099356
DateFeb 26, 2020
Instrument99356
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueFeb 25, 2098
Interest
Rate TypeAdjustable Rate
Rate3.79%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$490,035 (+2%) Land $228,681 Building $261,354
2025$5,057.00 (+4.14%)$480,428 (+4.04%) Land $224,198 Building $256,230
2023$4,856.00 (+1.74%)$461,774 Land $215,493 Building $246,281
2022$4,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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