Wayne County property record for 30608 Island Dr, Gibraltar, MI 48173
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,177 sqft · built 2017 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $57,000 (May 2014) |
| Tax Bill | $11,484 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 36 019 01 0081 000 |
| Primary APN | 36 019 01 0081 000 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,177 sqft Living Area |
| 1st Floor Area | 1,145 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Custom Design |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 93 ft deep x 50 ft wide |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 30608 ISLAND DR |
|---|---|
| City | GIBRALTAR |
| State | MI |
| Zip | 48173-9545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Description | 01F81 T5S LOT 81 ALSO FILLED LAND ADJ TO SAID LOT LYING BETWEEN THE N AND S LOT LINES EXTENDED WLY TO THE SHORE LINE HORSE |
| Legal Subdivision | HORSE ISLAND |
| Legal Lot Number | 81 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GIBRALTAR |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 597000 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 30608 ISLAND DR, GIBRALTAR, MI 48173-9545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MONROE BANK & TRUST |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2014 · Amount on Record |
| Deed Sale | May 29, 2014 · Amount on Record |
| Deed Document Number | 2014275324 |
| Deed Book / Page | 51571 / 735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 30608 ISLAND DR, GIBRALTAR, MI 48173-9545 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0540100267 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 54010/0267 |
| Instrument | 2017332532 |
| Name | MONROE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MONROE, MI 48161 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 30608 ISLAND DR, GIBRALTAR, MI 48173-9545 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | MINNESOTA TITLE |
| Name | Verified Name |
|---|---|
| Address | 30608 ISLAND DR, GIBRALTAR, MI 48173-9545 |
| Document Number | 0562870744 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 56287/744 |
| Instrument | 2021013112 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Gibraltar City |
| Unified School District | Gibraltar School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409,700 (+11.39%) | $819,400 (+11.39%) | |
| 2025 | $11,484.00 (+21.27%) | ||
| 2023 | $367,800 | $735,600 | |
| 2020 | $9,470.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 251 (1980–2023) |
| Claims Outside the SFHA | 37 of 251 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBRALTAR serves 4,997 people · EPA ID MI0002630 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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