30603 Smith Ave, Ardmore, TN 38449 Property Records

Giles County property record for 30603 Smith Ave, Ardmore, TN 38449

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,433 sqft · built 1992
Lot Size	2.28 acres (99,317 sqft)
Owner	Owner Name on Record
Last Sale	$250,000 (Feb 2007)
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`028180 00600`

Property Details

APN / Parcel Number

Primary APN	`028180 00600`
Alternative APN	`180 00600`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,433 sqft Living Area
1st Floor Area	2,433 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	99,317 sqft (2.28 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	504 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	748 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	30603 SMITH AVE
City	ARDMORE
State	TN
Zip	38449-3253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: R01
Legal Subdivision	BILL SMITH S/D
Legal Lot Number	13
Jurisdiction	GILES TN
Township / Civil Division	1
Census Block Group	2
Census Block	2078
Census Tract	920800

Owner

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 760, ARDMORE, TN 38449-0760

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit NORTH ALABAMA BANK
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit FNB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2007 · Amount on Record
Deed Sale	Feb 8, 2007 · Amount on Record
Prior Sale	Jul 31, 2006 · Amount on Record
Deed Document Number	0000063084
Last Transfer Date	Sep 2, 2010
Transfer Doc	0000081883
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	30603 SMITH AVE, ARDMORE, TN 38449-3253
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30603 SMITH AVE, ARDMORE, TN 38449-3253

Mortgage

Document Number	0000142719
Date	Mar 13, 2023
Book Page	DT645/643
Instrument	23142719

Lender

Name	NORTH ALABAMA BANK
Type	Bank
Address	HAZEL GREEN, AL 35750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	30603 SMITH AVE, ARDMORE, TN 38449-3253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30603 SMITH AVE, ARDMORE, TN 38449-3253

Mortgage

Document Number	0000130202
Date	Jan 19, 2021
Book Page	DT607/959
Instrument	21130202

Lender

Name	FNB BANK
Type	Bank
Address	ARDMORE, TN 38449

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Ardmore City
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,081.00 (+15.55%)	$83,900 (-) Land $10,600 Building $73,300
2024	$1,801.00	$83,900 (-) Land $10,600 Building $73,300
2023	$1,801.00	$83,900 (-) Land $10,600 Building $73,300
2022	$1,801.00	$83,900 Land $10,600 Building $73,300	$335,600 Land $42,400 Building $293,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE WATER SYSTEM serves 1,886 people · EPA ID TN0000018
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: PES Energize.

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