3060 Shafer St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 3060 Shafer St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,152 sqft · built 1920
Lot Size0.198 acres (8,640 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Apr 2021)
Tax Bill$5,426 (2026)
Deeds & MortgagesNov 2024 Line of Credit
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.39-3-8

Property Details

APN / Parcel Number

Primary APN421500 60.39-3-8
Alternative APN
  • 150006003900030080000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area624 sqft
2nd Floor Area528 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area8,640 sqft (0.198 acres)
Lot Dimensions144 ft deep x 60 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area228 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3060 SHAFER ST
CitySCHENECTADY
StateNY
Zip12304-2022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionAND HALF OF 54 2 WOOD AND GARAGE
Legal Block3
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2006
Census Tract21801

Owner

3060 Shafer St is owned and occupied by an individual who bought it in April 2021.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3060 SHAFER ST, SCHENECTADY, NY 12304-2022
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2024Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Apr 2, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST NEW YORK FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2021 · Amount on File
Deed SaleApr 2, 2021 · Amount on File
Prior SaleSep 27, 2011 · Amount on File
Deed Document Number202114790
Deed Book / Page2055 / 839
Prior Transfer DateMay 22, 2003
Prior Transfer Doc1652000441
Record UpdatedOct 29, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3060 SHAFER ST, SCHENECTADY, NY 12304-2022
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069359
DateNov 15, 2024
Book Page5411/610
Instrument202469359
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 2, 2021
Property Address3060 SHAFER ST, SCHENECTADY, NY 12304-2022
Document Number0000014790
Book / Page2055 / 839
Instrument DateMar 4, 2021
Instrument202114790
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3060 SHAFER ST, SCHENECTADY, NY 12304-2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1066 PLEASANT ST, SCHENECTADY, NY 12303-1736

Mortgage

Document Number0000014792
DateApr 2, 2021
Instrument202114792
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3060 Shafer St was $5,426, up 2.1% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,426.00 (+2.15%)
2025$5,312.00$103,000 Land $15,500 Building $87,500$170,558 Land $25,666 Building $144,892
2023$103,000 (-) Land $15,500 Building $87,500$130,380 (+3.8%) Land $19,620 Building $110,760
2022$103,000 Land $15,500 Building $87,500$125,610 Land $18,902 Building $106,708
2021$4,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3060 Shafer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3060 Shafer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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