Monroe County property record for 3060 Cedar Ridge Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,358 sqft · built 1975 |
| Lot Size | 10.7 acres (468,706 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,747 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-08-400-007-000 |
| Primary APN | 07-08-400-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,358 sqft Living Area |
| 1st Floor Area | 2,358 sqft |
| Basement Area | 2,358 sqft |
| Unfinished Basement | 2,358 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 468,706 sqft (10.7 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 308 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 300 sqft |
| Patio Area | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3060 CEDAR RIDGE LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART TAX LOT 8A PART SE4 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Lot Number | 8A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3060 CEDAR RIDGE LN, WATERLOO, IL 62298-6004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,747.00 (-2.78%) Homeowner's exemption | $117,659 (+12.57%) Land $19,869 Building $97,790 | $352,977 (-6.4%) Land $59,607 Building $293,370 |
| 2024 | $6,940.00 | $377,112 (+20.27%) Land $62,658 Building $314,454 | |
| 2022 | Additional exemption filed | $104,517 Land $19,677 Building $84,840 | $313,551 Land $59,031 Building $254,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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