306 Wolverine Way, Richmond, KY 40475 Property Records

Madison County property record for 306 Wolverine Way, Richmond, KY 40475

Property Summary

Property Type	Other
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,500 (Apr 2026)
Tax Bill	$306 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0030-0027-0085`

Property Details

APN / Parcel Number

Primary APN	`0030-0027-0085`
Alternative APN	`69144`

Exterior

Lot Area	48,787 sqft (1.12 acres)

Location & Zoning

Account Number	69144
Street Address	306 WOLVERINE WAY
City	RICHMOND
State	KY
Zip	40475-9218
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	CRUTCHER PIKE ESTS LOT 85 (1.12 ACRES)
Legal Subdivision	CRUTCHER PIKE ESTATES SUBDIVISION
Legal Lot Number	85
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	1
Census Block	1007
Census Tract	10802

Owner

Source: Madison County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 WOLVERINE WAY, RICHMOND, KY 40475-9218
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 6, 2026	Warranty Deed · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 6, 2026	Warranty Deed · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 28, 2025	Deed, Construction Loan · Construction Mortgage WHITAKER BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Feb 28, 2025 · Amount on Record
Deed Document Number	202614336464
Deed Book / Page	881 / 62
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Apr 6, 2026
Property Address	306 WOLVERINE WAY, RICHMOND, KY 40475-9218
Document Number	0014336465
Book / Page	2457 / 468
Instrument Date	Mar 31, 2026
Instrument	202614336465
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 LYNNE DR, BEREA, KY 40403-1267

Mortgage

Document Number	0014336465,
Date	Apr 6, 2026
Book Page	2457/468
Instrument	202614336465

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Apr 6, 2026
Property Address	306 WOLVERINE WAY, RICHMOND, KY 40475-9218
Document Number	0014336464
Book / Page	881 / 62
Instrument Date	Mar 31, 2026
Instrument	202614336464
Record Updated	Apr 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,076.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	306 WOLVERINE WAY, RICHMOND, KY 40475-9218

Mortgage

Document Number	0014336465,
Date	Apr 6, 2026
Instrument	202614336465

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Apr 6, 2026
Property Address	306 WOLVERINE WAY, RICHMOND, KY 40475-9218
Document Number	000D881/62
Book / Page	881 / 62
Instrument Date	Mar 31, 2026
Instrument	202614336464
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,076.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	306 WOLVERINE WAY, RICHMOND, KY 40475-9218
Investor	Possibly a Property Investor

Mortgage

Document Number	0014336465,
Date	Apr 6, 2026
Instrument	202614336465

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

February 2025: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 28, 2025
Property Address	306 WOLVERINE WAY, RICHMOND, KY 40475-9218
Document Number	00D864/430
Book / Page	D864 / 430
Map Reference	MB P31 PG 336
Instrument Date	Feb 28, 2025
Instrument	2014248397
Transaction Type	Construction Loan
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 HADEN HTS, RICHMOND, KY 40475-2568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 WINDWARD WAY, RICHMOND, KY 40475-7707

Mortgage

Document Number	2014248398
Date	Feb 28, 2025
Instrument	2014248398

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 28, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$306.00	$32,500	$32,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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