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306 Wise Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 306 Wise Rd, Lincolnton, NC 28092

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,532 sqft · built 2010
Lot Size1.14 acres (49,746 sqft)
OwnerIndividual Name on File
Last Sale$273,500 (Aug 2020)
Tax Bill$2,009 (2023)
Deeds & MortgagesJun 2019 Mortgage
Dec 2016 Loan Modification
Flood ZoneZone X (minimal risk)
APN2694-60-7719

Property Details

APN / Parcel Number

Primary APN2694-60-7719
Alternative APNs
  • 102379
  • 83509

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,532 sqft Finished Area

Exterior

Year BuiltBuilt 2010
Architectural StyleRanch
Lot Area49,746 sqft (1.14 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number102379
Street Address306 WISE RD
CityLINCOLNTON
StateNC
Zip28092-0749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-T
Legal Description2 ROBIN P SCHRUM & FRAN P
Legal SubdivisionROBIN P SCHRUM & FRAN P POPE
Legal Block60
Legal Lot Number2
JurisdictionLINCOLN NC
Township / Civil DivisionHOWARDS CREEK
Census Block Group2
Census Block2004
Census Tract70700

Owner

Source: Lincoln County records · APN 2694-60-7719

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address306 WISE RD, LINCOLNTON, NC 28092-0749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2019Deed of Trust, Mortgage · FHA Mortgage
EMBRACE HM LOANS
Dec 14, 2016Loan Modification, Mortgage · Conventional Mortgage
BANK OF THE OZARKS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Deed Document Number614784
Deed Book / Page2943 / 831
Record UpdatedJun 07, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address306 WISE RD, LINCOLNTON, NC 28092-0749
Document Number2825232
Instrument DateJun 10, 2019
Transaction TypeMortgage
Record UpdatedJun 28, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address306 WISE RD LINCOLNTON NC 280920749, LINCOLNTON, NC 28092-0749

Mortgage

Document Number2825232
DateJun 20, 2019
Book Page002825/000232
Instrument594020
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 19, 2049

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLINCOLN NC
Property Address306 WISE RD, LINCOLNTON, NC 28092-0749
Document Number2648586
Book / Page002648 / 000586
Instrument DateDec 14, 2016
Transaction TypeMortgage
Record UpdatedMar 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 WISE RD LINCOLNTON NC 280920749, LINCOLNTON, NC 28092-0749

Mortgage

Document Number2648586
DateFeb 27, 2017
Book Page002648/000586
Instrument559296
Lender
NameBANK OF THE OZARKS
TypeBank
AddressLINCOLNTON, NC 28092
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,009.00$297,762 Land $28,937 Building $268,825$297,762 Land $28,937 Building $268,825

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2020 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Based on FCC filings for 14 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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