306 Winchester Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 306 Winchester Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1980
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$73,000 (Oct 2019)
Tax Bill	$1,688 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-420-285-0000`

Property Details

APN / Parcel Number

Primary APN	`008-420-285-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,080 sqft Building Perimeter
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	12,197 sqft (0.28 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	306 WINCHESTER DR
City	ROSCOMMON
State	MI
Zip	48653-8737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-351 P-686 233 LOT 285 HIGGINS LAKE FOREST ESTATES #2.
Legal Subdivision	HIGGINS LAKE FOREST ESTATES NO 2
Legal Lot Number	285
Jurisdiction	ROSCOMMON MI
Township / Civil Division	MARKEY
Census Block Group	1
Census Block	1134
Census Tract	970600

Owner

306 Winchester Dr is owned by an individual who bought it in October 2019.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2191 GRANGE RD, TRENTON, MI 48183-1771
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BENCHMARK MORTGAGE
Jun 20, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2019 · Amount on File
Deed Sale	Oct 14, 2019 · Amount on File
Prior Sale	Jun 20, 2017 · Amount on File
Deed Document Number	20197135
Deed Book / Page	1170 / 2047
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Oct 14, 2019
Property Address	306 WINCHESTER DR, ROSCOMMON, MI 48653-8737
Document Number	1170/2047
Book / Page	1170 / 2047
Instrument Date	Oct 7, 2019
Instrument	201900007135
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2191 GRANGE RD, TRENTON, MI 48183-1771

Mortgage

Document Number	01170/2048
Date	Oct 14, 2019
Book Page	1170/2048
Instrument	201900007136

Lender

Name	BENCHMARK MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 20, 2017
Property Address	306 WINCHESTER DR, ROSCOMMON, MI 48653-8737
Document Number	1162/2079
Book / Page	1162 / 2079
Map Reference	LB 6 PG 32
Instrument Date	Jun 15, 2017
Instrument	201700004682
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	TRANSNATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34383 PARKGROVE DR, 34383, WESTLAND, MI 48185-1457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 143, UPTON, KY 42784-0143

Mortgage

Document Number	1162/2080
Date	Jun 20, 2017
Book Page	1162/2080
Instrument	201700004683

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 306 Winchester Dr was $1,688.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Markey Township
Unified School District	Houghton Lake Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,000	$142,000
2025	$1,688.00
2023		$42,800	$85,600
2022	$1,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Winchester Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Winchester Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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