306 Willowridge Dr, Thaxton, VA 24174 Property Records

Bedford County property record for 306 Willowridge Dr, Thaxton, VA 24174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,000 sqft · built 1979
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Jun 2026)
Tax Bill	$919 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`123 6 52`

Property Details

APN / Parcel Number

Primary APN	`123 6 52`
Alternative APNs	`12314400` `165621`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,696 sqft (1.6 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	306 WILLOWRIDGE DR
City	THAXTON
State	VA
Zip	24174-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WILLOWRIDGE LT 52 SC 2
Legal Subdivision	WILLOWRIDGE
Legal Lot Number	52
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	1
Census Block	1030
Census Tract	30605

Owner

306 Willowridge Dr is owned and occupied by an individual who bought it in June 2026.

Source: Bedford County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	306 WILLOWRIDGE DR, THAXTON, VA 24174-2803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 23, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Deed Document Number	20265953
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 26, 2026
Property Address	306 WILLOWRIDGE DR, THAXTON, VA 24174-2803
Document Number	0000005953
Instrument Date	Jun 25, 2026
Instrument	20265953
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,078.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 WILLOWRIDGE DR, THAXTON, VA 24174-2803
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005954,
Date	Jun 26, 2026
Instrument	20265954

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	306 WILLOWRIDGE DR, THAXTON, VA 24174-2803
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190008788
Date	Sep 23, 2019
Instrument	190008788

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 306 Willowridge Dr was $919.

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$919.00	$224,300 Land $30,000 Building $194,300
2023	$919.00 Additional exemption filed	$112,150	$224,300 Land $30,000 Building $194,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 Willowridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Willowridge Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960

Cell Coverage

5G (outdoors only) and 4G LTE

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