Bergen County and Lodi Borough property record for 306 Westminster Pl, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,704 sqft · built 1941 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Jul 2019) |
| Tax Bill | $11,962 (2025) |
| Deeds & Mortgages | Feb 2019 Refinance Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00056-0000-00033 |
| Primary APN | 31-00056-0000-00033 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,704 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 118000 |
|---|---|
| Street Address | 306 WESTMINSTER PL |
| City | LODI |
| State | NJ |
| Zip | 07644-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X100 |
| Legal Block | 56 |
| Legal Lot Number | 33 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 30201 |
306 Westminster Pl is owned by an individual who bought it in July 2019.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 336 74TH ST, NORTH BERGEN, NJ 07047-5610 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Jul 17, 2019 | Deed with Mortgage, Transfer · Conventional with PMI GUARANTEED RATE |
| Apr 12, 2018 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2019 · Amount on File |
| Deed Sale | Jul 17, 2019 · Amount on File |
| Prior Sale | Jun 11, 2012 · Amount on File |
| Deed Document Number | 201945962 |
| Deed Book / Page | 3296 / 1935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 306 WESTMINSTER PL, LODI, NJ 07644-1116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031852407 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 3185/2407 |
| Instrument | 19-012774 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 17, 2019 |
| Property Address | 306 WESTMINSTER PL, LODI, NJ 07644-1116 |
| Document Number | 0032961935 |
| Book / Page | 003296 / 001935 |
| Instrument Date | May 30, 2019 |
| Instrument | 45962 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | VICTORIA ABSTRACT SETTLEMENT SERVICES L, VICTORIA ABS SETTLEMENT SVCS L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 336 74TH ST NORTH BERGEN NJ 070475610, NORTH BERGEN, NJ 07047-5610 |
| Document Number | 32961940 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 003296/001940 |
| Instrument | 45962 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 306 WESTMINSTER PL, LODI, NJ 07644-1116 |
| Document Number | 0029200432 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 306 WESTMINSTER PL LODI NJ 076441116, LODI, NJ 07644-1116 |
| Document Number | 0029200432 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 002920/000432 |
| Instrument | 28177 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2048 |
The 2025 property tax bill for 306 Westminster Pl was $11,962, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,900 (-) Land $160,000 Building $177,900 | $337,900 (-) Land $160,000 Building $177,900 | |
| 2025 | $11,962.00 (+5.62%) | $337,900 Land $160,000 Building $177,900 | $337,900 Land $160,000 Building $177,900 |
| 2024 | $11,326.00 | ||
| 2023 | $337,900 Land $160,000 Building $177,900 | $337,900 Land $160,000 Building $177,900 | |
| 2022 | $11,029.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 306 Westminster Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 306 Westminster Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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