306 Watkins Rd, Clayton, NC 27520 Property Records

Johnston County property record for 306 Watkins Rd, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 2002
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,735 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06F04040W`

Property Details

APN / Parcel Number

Primary APN	`06F04040W`
Alternative APN	`2000081746`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,010 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	2,010 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	60,984 sqft (1.4 acres)
Garage Area	403 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	419 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000081746
Street Address	306 WATKINS RD
City	CLAYTON
State	NC
Zip	27520-7035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	58/75 1645
Legal Subdivision	TERRY A SPENCE
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2002
Census Tract	41106

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 WATKINS RD, CLAYTON, NC 27520-7035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 11, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2001
Deed Sale	May 4, 2001
Deed Book / Page	2054 / 958
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	306 WATKINS RD, CLAYTON, NC 27520-7035
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000731148
Date	Feb 2, 2021
Book Page	5830/629
Instrument	2021731148

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Feb 1, 2045

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	306 WATKINS RD, CLAYTON, NC 27520-7035
Document Number	0000637900
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	306 WATKINS RD CLAYTON NC 275207035, CLAYTON, NC 27520-7035

Mortgage

Document Number	0000637900
Date	Dec 2, 2019
Book Page	005479/000230
Instrument	637900

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 1, 2046

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	306 WATKINS RD, CLAYTON, NC 27520-7035
Document Number	0000604467
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	306 WATKINS RD CLAYTON NC 275207035, CLAYTON, NC 27520-7035

Mortgage

Document Number	0000604467
Date	Mar 14, 2019
Book Page	005308/000976
Instrument	604467

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2049

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,735.00 (+30.86%)	$437,630 (+63.79%) Land $90,160 Building $347,470	$437,630 (+63.79%) Land $90,160 Building $347,470
2023	$2,090.00	$267,190 Land $51,520 Building $215,670	$267,190 Land $51,520 Building $215,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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